Photo: Brian Stansberry · CC BY 4.0Storms, floods and disasters in Danville
Danville isn’t graded for hazard risk: Danville has 549 residents; we grade towns of 1,000 or more. Flood insurance has paid 72 claims here since 1978.
What Danville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Danville flood? Sometimes: 72 flood claims since 1978
Every paid claim on a federal flood insurance policy in Danville, from FEMA’s records.
- The April 2007 nor’easter16 claims · $376K
Danville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Boone County.9 federal disasters brought FEMA money to Danville
Disasters that paid out in Danville itself (aid to households or repair grants to the Town of Danville), newest first, with that year’s flood claims.
- 2024Severe Storms, Flooding, Landslides, and Mudslides15 households applied for aid$42K aid approved
- 2024Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, and Mudslides4 households applied for aid$8K aid approved
- 2023Severe Storms, Flooding, Landslides, and Mudslides8 households applied for aid$17K aid approved
- 2021Severe Storms and Flooding$4K to the Town of Danville for repairs1 flood claim paid that year
- 2012Severe Storms and Straight-line Winds24 households applied for aid$5K aid approved
- 2007Severe Storms, Flooding, Landslides, and Mudslides$2K to the Town of Danville for repairs16 flood claims paid that year
Show all 9
- 2004Severe Storms, Flooding, and Landslides4 households applied for aid$13K aid approved1 flood claim paid that year
- 2003Severe Storms, Flooding, and Landslides6 households applied for aid$11K aid approved
- 2003Severe Storms, Flooding, and Landslides22 households applied for aid$23K aid approved
Boone County has had 23 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Boone County, 2001–2001.
Old photos of Danville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Danville archive →Danville and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Madison | D−more damage than 95% | river and rain flooding | 71 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Danville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Danville
Does Danville flood?
Flood insurance has paid 72 claims in Danville since 1978, $925K in all. 10 properties have flooded more than once. The most claims came from April 2007 Nor'easter (16).
Is Danville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Boone County, 5% of homes in mapped flood zones carry federal flood insurance, and 1.5% of all homes do.
How much is flood insurance in Danville?
FEMA’s Community Rating System list shows no discount for Danville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Danville?
By FEMA money that reached Danville, Severe Storms, Flooding, Landslides, and Mudslides (2024): 15 households applied for aid, $42K approved. By flood claims, April 2007 Nor'easter: 16 paid, $376K.
Storm stories
Memories, warnings and help from neighbors in Danville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Danville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.