St. GermainWI
A town of 2,150, settled in 1952.
Is St. Germain a good place to live?
The best of St. Germain’s subject grades is a B+ for the outdoors; the weakest is a C− for incomes. 35% of residents are 65 or older in St. Germain, against 20% in Wisconsin’s towns and 18% across U.S. towns. On incomes, just 84 of Wisconsin’s 879 towns do worse. Most errands need a car: it is less walkable than 70% of U.S. towns. The biggest place to walk is Northern Highland American Legion State Forest, 9,159 acres with 9.9 miles of trail. On history, just 36 of Wisconsin’s 879 towns do worse. St. Germain has fewer than 2,500 residents, so it gets subject grades but no overall grade.
What makes St. Germain stand out
Where St. Germain beats most towns.
97% of working residents leave St. Germain for work
Where St. Germain’s working residents go each day. Line width shows the share.
Census LEHD 2023
How St. Germain grades
Each subject compared with towns across the country (schools within Wisconsin), ordered by how far St. Germain is from typical.
St.
How TownRatings grades towns →
Moving to St. Germain: who provides what
Who provides power, water and the rest in St. Germain, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
The data
Ordered by what stands out in St. Germain.
Very low risk in St. Germain, with cold waves at the top
Expected storm and flood damage is lower than in 89% of U.S. communities.
FEMA National Risk Index · OpenFEMA
Public schools in St. Germain fall behind 51% of Wisconsin districts
Its public schools are run by the Northland Pines School District. One of its 2 schools is below, with why it’s listed.
| School | Level | Students | Letter |
|---|---|---|---|
| Northland Pines Elementary-St GermainLargest public elementary schoolGrades PK–4 | Grades PK–4 | 87 | A |
NCES · EDFacts · graded within WI on state tests and graduation
St. Germain stands out in Wisconsin and nationally, with fewer of its residents who are under 18
10% of St. Germain residents are under 18, where Wisconsin’s towns sit at 21% and U.S. towns at 22%. The median age in St. Germain is 57.4 years. St. Germain has grown 3.2% since 2020, to 2,150 residents in the Census Bureau’s 2025 estimate.
| St. Germain | Wisconsin towns | U.S. towns | |
|---|---|---|---|
| Under 18 | 10% | 21% | 22% |
| Median age | 57.4 years | 42.1 years | 40.5 years |
| Bachelor’s degree or more, 25+ | 27% | 32% | 29% |
Ages · share of residents
Education · adults 25 and older
Women and men · all residents
46% women, 54% men
About 119 men for every 100 women (the survey’s margin: ±1.1 points). Across Wisconsin, 49.9% of residents are women.
| St. Germain | WI | U.S. | |
|---|---|---|---|
| Under 10 | 7.2% | 11.2% | 11.6% |
| 10 to 17 | 3% | 10.2% | 10.3% |
| 18 to 24 | 5.5% | 9.3% | 9.1% |
| 25 to 34 | 12% | 12.6% | 13.7% |
| 35 to 44 | 6.8% | 12.7% | 13.2% |
| 45 to 54 | 9.3% | 11.8% | 12.2% |
| 55 to 64 | 21.4% | 13.8% | 12.7% |
| 65 to 74 | 21.9% | 11.2% | 10.2% |
| 75 and older | 12.9% | 7.3% | 7% |
| No diploma | 3.2% | 6.4% | 10.4% |
| High school | 32% | 29.4% | 26% |
| Some college | 30.2% | 19.5% | 19.1% |
| Associate’s | 7.9% | 11.3% | 8.8% |
| Bachelor’s | 21.3% | 22% | 21.6% |
| Graduate | 5.4% | 11.4% | 14.1% |
Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 2,200, single groups can be off by several points
Most of St. Germain’s workers commute out: the town has 0.4 jobs for each of them
Most working residents leave St. St. Germain’s average trip to work is 18 minutes. Germain for work: only 3% work in town.
| St. Germain | Wisconsin towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 18 minutes | 22 minutes | 25 minutes |
| Median household income | $63,000 | $87,000 | $80,000 |
| Working residents who work in town | 3.3% | 8.3% | 8% |
| Below the poverty line | 10% | 6.4% | 9.6% |
Where working residents work
Census LEHD 2023 · ACS
A typical July afternoon in St. Germain is cooler than in the typical Wisconsin or U.S. town
Only 8 of the 363 Wisconsin towns we compare have a lower July high than St. Germain. Germain has cold, snowy winters and pleasant summers.
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
The typical home in St. Germain is valued at about $390K
The typical St. Typical home values rose 5.9% in the year to September 2026. Germain home is worth about $390,000, up 5.9% in a year, 16% above the Wisconsin typical home.
| St. Germain | Wisconsin towns | U.S. towns | |
|---|---|---|---|
| Median rent | $891 a month | $1,078 a month | $1,185 a month |
| Households that own their home | 79% | 74% | 73% |
Typical home value
Zillow Home Value Index · Redfin Data Center
| St. Germain | Wisconsin towns | U.S. towns | |
|---|---|---|---|
| Miles of trail per square mile | 0.3 miles per square mile | 0.4 | 0.4 |
| Conserved land | 4.5% | 3.8% | 4.3% |
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Northern Highland American Legion State Forest | 9.9 mi | 9,159 |
| 2. Vilas County Forest | — | 115 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
St. Germain ranks healthier than 50% of the country’s towns
44% of St. Germain adults have high blood pressure. Of the 358 Wisconsin towns we compare, none has a lower share of adults who binge drink than St. Germain. 27% of St. Germain adults sleep under 7 hours.
| St. Germain | Wisconsin towns | U.S. towns | |
|---|---|---|---|
| High blood pressure (CDC PLACES) | 44% | 33% | 35% |
| Sleep under 7 hours (CDC PLACES) | 27% | 32% | 36% |
| Frequent mental distress (CDC PLACES) | 13% | 15% | 17% |
| Binge drink (CDC PLACES) | 15% | 20% | 16% |
| What stands out | St. Germain | WI |
|---|---|---|
| Fewer adults facing housing insecurity | 6.5% | 9.7% |
| Fewer adults facing a utility shut-off | 3.9% | 5.5% |
| More adults who have had cancer | 13.8% | 8.6% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Everything we know about St. Germain
Colleges nearby
None within 15 miles of St. Germain; the nearest are
About 2 of every 100 St. Germain residents are enrolled in college, against 6 across Wisconsin.
About St. Germain
Town in Wisconsin, United States
St. Germain is a town in Vilas County, Wisconsin, United States. The population was 2,083 at the 2020 census. The unincorporated community of St. Germain is located in the town.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 40 sq mi
- Elevation
- 1,594 ft
St. Germain’s neighbors
5 towns share a border with St. Germain.
| Town | WI rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| St. Germain | — | — | B | — | B− | B− |
| Newbold | #297 | C+ | B− | — | C+ | B− |
| Cloverland | — | — | B− | — | B− | B− |
| Arbor Vitae | #179 | B+ | B | — | B | B |
| Plum Lake | — | — | — | — | — | — |
| Sayner | — | — | — | — | — | — |
St. Germain and Cloverland have fewer than 2,500 residents, so they get subject grades but no overall grade. St. Germain, Newbold, Cloverland and Arbor Vitae report no FBI crime data of their own. Plum Lake and Sayner aren’t graded (fewer than 1,000 residents, or not enough data). Compare St. Germain with a neighbor →
Questions about St. Germain
Short answers, built from the data on this page.
Is St. Germain, WI expensive?
Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.