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Housing in Silver Cliff

39 homes sold in Silver Cliff in the last year, at a typical $226K

Redfin reports Silver Cliff’s sales by ZIP code, so these figures are for ZIP 54104, which takes in Silver Cliff and the area around it. Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Silver Cliff homes are listed.

Homes for sale in Silver CliffZillowRealtor.comMore places to look ↓
Homes sold
39
ZIP 54104 · June 2025 to May 2026
Typical sale price
$226K
median, weighted by sales
Price per square foot
$188
Wisconsin $194
Paid vs. asking
95.2%
11% sold over asking
For sale now
17
May 2026 · 2 sold that month
What sold · last 12 months · ZIP 54104

Houses are 100% of Silver Cliff’s sales, at a typical $226K

39 homes sold in the year to May 2026.

Houses$226K

typical sale · 39 sold in 12 months

Per square foot
$188WI $196
Days to sell
96
Sold over asking
11%
14 years of sales

About as many homes sell as usual, at 2.4 times the 2016 price

39 sales in the last year, against 69 in 2021 and a low of 23 in 2012. The typical sale went from $96K in 2016 to $226K.

Homes soldTypical sale price
0255075100$75K$150K$225K$300K2012: 23 sold, typical $55K’122013: 58 sold, typical $73K2014: 39 sold, typical $99K’142015: 40 sold, typical $100K2016: 37 sold, typical $96K’162017: 58 sold, typical $84K2018: 49 sold, typical $78K’182019: 32 sold, typical $92K2020: 52 sold, typical $119K’202021: 69 sold, typical $142K2022: 44 sold, typical $153K’222023: 39 sold, typical $192K2024: 41 sold, typical $245K’242025: 45 sold, typical $218KLast 12 months: 39 sold, typical $226KNow

Source: Redfin Data Center, MLS sales; for ZIP 54104, which takes in Silver Cliff and the area around it (each month is a 3-month rolling window, its counts divided by 3). Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $250K buys in Silver Cliff

Houseat $188 a sq ft
The same money in Wisconsinat $196 a sq ft

Is this asking price fair?

Check a listing against what Silver Cliff homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Silver Cliff are back to pre-pandemic levels, but 44% fewer homes come up for sale

We read every month of home sales in ZIP 54104 since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 39 sales.

If you’re buying in Silver Cliff

  • Shop in July. It brings about 8 new listings a month, close to the busiest month, with fewer bidding wars (15% over asking).
  • Offer under asking. Buyers paid 95.2% of the list price on average; 11% paid over.
  • You’ll usually have time. Only 35% of homes go under contract within two weeks; the typical one takes 96 days.
Best time to buy

Summer brings both the most homes and the most bidding wars

July has the most new listings (about 8 a month), but August is the most competitive: 18% of August sales close over asking. February has the least competition (5%) but only about 2 new listings.

New listings a monthShare sold over asking
02.557.5107%13%20%Sweet spotJan: 2 new listings a month, 10% sold over asking, 141 days to sellJFeb: 2 new listings a month, 5% sold over asking, 132 days to sellFMar: 3 new listings a month, 9% sold over asking, 151 days to sellMApr: 4 new listings a month, 12% sold over asking, 152 days to sellAMay: 5 new listings a month, 14% sold over asking, 148 days to sellMJun: 7 new listings a month, 15% sold over asking, 149 days to sellJJul: 8 new listings a month, 15% sold over asking, 134 days to sellJAug: 7 new listings a month, 18% sold over asking, 105 days to sellASep: 6 new listings a month, 17% sold over asking, 96 days to sellSOct: 5 new listings a month, 16% sold over asking, 120 days to sellONov: 4 new listings a month, 13% sold over asking, 120 days to sellNDec: 3 new listings a month, 12% sold over asking, 154 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and calmer than Wisconsin

Silver Cliff now2017–192021 peakWI now
Sold over askingShare of sales that closed above the list price11%9%24%38%
Gone within two weeksShare of homes under contract within 14 days35%8%18%46%
Listings with a price cutShare of homes for sale that cut their price———18%
Price paid vs. askingAverage sale price ÷ list price95.2%92.5%98.8%99.6%
Days to sellMedian days from listing to contract961755151
Supply

15 homes for sale on a typical day

That’s 1.7 times the 2023 low (9), 44% fewer than in 2017–19 and well under 2016’s 40.

2012: 29 for sale’122013: 29 for sale2014: 30 for sale2015: 37 for sale’152016: 40 for sale2017: 36 for sale2018: 24 for sale’182019: 20 for sale2020: 16 for sale2021: 13 for sale’212022: 11 for sale2023: 9 for sale2024: 14 for sale’242025: 16 for saleLast 12 months: 15 for saleNow

Source: Redfin Data Center, ZIP code tracker; for ZIP 54104, which takes in Silver Cliff and the area around it (each month is a 3-month rolling window, its counts divided by 3), January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Silver Cliff home costs about $1,324 a month

Mortgage
Property tax
Insurance
Rent

Price: Silver Cliff’s typical sale, last 12 months. Property tax at Silver Cliff’s 0.8% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Silver Cliff is affordable on local pay is on Cost of living.

Before you buy in Silver Cliff

Five things worth knowing

8

New listings in July

The month with the most choice. February has the fewest, about 2.

Best time to buy
0.8%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $226K home, about $1,740 a year.

Taxes vs. neighbors
31 min

Typical commute

The average one-way trip to work for people who live in Silver Cliff.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Selling, or renting out?

Post your home to Silver Cliff, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Silver Cliff. People who follow the town see it, and so do people comparing Silver Cliff with their own town. No commission, no listing fee.

Questions about buying a home in Silver Cliff

What do homes sell for in Silver Cliff, WI?

39 homes sold in the year to May 2026 at a typical $226K, $188 a square foot.

Is Silver Cliff a buyer’s or seller’s market?

A buyer’s market: 17 homes were for sale in May 2026 and 2 sold, about 8.5 months of supply. Buyers paid 95.2% of asking on average.

When is the best time to buy in Silver Cliff?

July brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Silver Cliff?

About 0.8% of a home’s value a year. On a $226K home that’s near $1,740.

Where can I see homes for sale in Silver Cliff?

Zillow, Redfin, Realtor.com and Homes.com all carry Silver Cliff’s MLS listings; the search links above open each one filtered to Silver Cliff.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; for ZIP 54104, which takes in Silver Cliff and the area around it (each month is a 3-month rolling window, its counts divided by 3)). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).