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John Gilbert Rosholt HouseJohn Gilbert Rosholt House · Photo: porterhse · CC BY-SA 3.0
–Not graded
Natural hazards in Rosholt · FEMA

Storms, floods and disasters in Rosholt

Rosholt isn’t graded for hazard risk: Rosholt has 460 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2026.

Flood claims
1
paid since 2026 · $14K
Disasters paid out here
1
of 9 declared for Portage County
By hazard

What Rosholt faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

74%of expected building damage
Below average · lower than 68% of U.S. census tracts
Recorded about once every 2 years in the area

Tornadoes

14%of expected building damage
Above average · higher than 77% of U.S. census tracts
Recorded about once every 14 years in the area

Hail

9%of expected building damage
Well above average · higher than 86% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Strong wind Lightning Wildfire Earthquakes Winter storms Ice storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 28% of Rosholt’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Rosholt flood? Rarely: 1 flood claim since 2026

Every paid claim on a federal flood insurance policy in Rosholt, from FEMA’s records.

Paid flood claims, by year
2026: 1 claim2026
20262026
Biggest named events
  • The 2026-04-Flooding1 claim · $14K
1
paid claims since 2026
$14K
paid to owners
0
homes flooded more than once
$14K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Rosholt isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Portage County.
Disasters

1 federal disaster brought FEMA money to Rosholt

Disasters that paid out in Rosholt itself (aid to households or repair grants to the Village of Rosholt), newest first, with that year’s flood claims.

  1. 2010Severe Storms and Flooding$37K to the Village of Rosholt for repairs
Disasters declared, by decade
Paid out in RosholtPortage County only

Portage County has had 9 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Rosholt after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Rosholt archive →
Be ready

Get ready for what Rosholt faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Rosholt

Does Rosholt flood?

Flood insurance has paid 1 claim in Rosholt since 2026, $14K in all. The most claims came from 2026-04-Flooding (1).

Is Rosholt in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Portage County, 9% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.

How much is flood insurance in Rosholt?

FEMA’s Community Rating System list shows no discount for Rosholt’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Rosholt?

By FEMA money that reached Rosholt, Severe Storms and Flooding (2010): $37K to the Village of Rosholt for repairs. By flood claims, 2026-04-Flooding: 1 paid, $14K.

Storm stories

Memories, warnings and help from neighbors in Rosholt.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Rosholt’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.