FEMA expects less hazard damage per building in Ringle than in 70% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Ringle gets a B+ for hazard risk: lower expected damage per building than 70% of U.S. towns. Most of that expected damage is river and rain flooding (85%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Ringle faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Ringle’s grade
River and rain flooding is 85% of the building damage FEMA expects in Ringle, and Ringle’s rate of river and rain flooding damage is higher than 54% of U.S. census tracts. Lightning adds 2%, at a rate in the top 1% of U.S. census tracts.
B+ lower expected damage per building than 70% of U.S. towns (21,298).
All of Ringle’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $991K a year in losses across Ringle: $577K to buildings, the rest to people and crops.
Does Ringle flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Ringle. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Ringle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marathon County.1 federal disaster brought FEMA money to Ringle
Disasters that paid out in Ringle itself (aid to households or repair grants to the Town of Ringle), newest first, with that year’s flood claims.
- 2026Severe Storms, Tornadoes, and Flooding65 households applied for aid$89K aid approved
Marathon County has had 9 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Ringle after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Ringle archive →Ringle and its neighbors
Ringle is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Weston | A−less damage than 85% | river and rain flooding | 1 |
| Norrie | B+less damage than 70% | river and rain flooding | — |
| Easton | B+less damage than 70% | river and rain flooding | 1 |
| Ringle | B+less damage than 70% | river and rain flooding | 0 |
| Reid | B+less damage than 68% | river and rain flooding | — |
| Hatley | — | 542 residents; we grade 1,000+ | |
| Weston | — | 780 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Ringle faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Ringle
Is Ringle at risk for natural disasters?
On FEMA’s National Risk Index, Ringle has lower expected damage per building than 70% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (85%) and tornadoes (7%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Ringle in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Marathon County, 19% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Ringle?
FEMA’s Community Rating System list shows no discount for Ringle’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Ringle?
By FEMA money that reached Ringle, Severe Storms, Tornadoes, and Flooding (2026): 65 households applied for aid, $89K approved.
Is Ringle at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (85%), and Ringle’s rate for it is higher than 54% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Ringle.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Ringle’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.