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Wisconsin›Oneida County

Pine LakeWI

A town of 2,733. 43% more nonprofits per person than the typical Wisconsin town.

Is Pine Lake a good place to live?

Pine Lake is a solid, middle-of-the-road choice. It grades C+ overall, ranked 284th of 357 in Wisconsin, with no subject far below average. Its best mark is incomes: the median household earns $84K. Its lowest everyday mark is in schools: its schools rank behind 62% of the state's. A typical home there costs about $272K, 3.9 years of the county’s $69K median household income. 30% of residents are 65 or older in Pine Lake, where Wisconsin’s towns sit at 20% and U.S. towns at 18%. On history, just 75 of Wisconsin’s 879 towns do worse. The biggest park or preserve is Oneida County Memorial Forest, at 56 acres.

What makes Pine Lake stand out

Where Pine Lake beats most towns.

A commuter town

98% of working residents leave Pine Lake for work

Where Pine Lake’s working residents go each day. Line width shows the share.

34% → Rhinelander Rhinelander 34% 4% → Wausau Wausau 4% 3% → Pelican Pelican 3% 3% → Eagle River Eagle River 3% 2% → Newbold Newbold 2% 2% → Three Lakes Three Lakes 2% Pine Lake · 2% stay
209jobs based in Pine Lake
2%of working residents work in town
18 mimedian commute distance

Census LEHD 2023

How Pine Lake grades

Each subject compared with towns across the country (schools within Wisconsin), ordered by how far Pine Lake is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Vogel's Shore
Vogel's Shore, 1910
Pine Lake’s story

Pine Lake in pictures

The archive holds 1 old photo or paper going back to 1910 and 2 maps from 1966 on.

Explore the history →
Getting set up

Moving to Pine Lake: who provides what

Who provides power, water and the rest in Pine Lake, and how to reach them.

The full setup list →
PowerWisconsin Public Service17.2¢/kWh · EIA 2025HIFLD · EIA
WaterRhinelander Water & Wastewater1 health-based violation in 5 years · EPAEPA
Internet7 providers88% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Pine Lake’s trash rules yet
SchoolsRhinelander School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Wisconsin you can register online until 20 days before Election Day, in person up to and including Election Day, or by mail (postmarked 20 days before).vote.gov
Who runs elections hereTown of Pine Lake ClerkThe town itself; contacts on the Handbook page.FVAP, Jun 2023
ZIP code5450154501 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Pine Lake.

Pine Lake is a second-home town, gets more snow than nearly all U.S. towns and sends most of its workers to Rhinelander and beyond.

OutdoorsC−

Conserved land covers 0% of Pine Lake

21 miles of trail in 1 park or preserve.

#140for trails in WI
0%
conserved · 0 of 28,513 acres
21 mi
of trails · 0.5 per sq mi
Biggest places to walkTrailsAcres
1. Oneida County Memorial Forest—56

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Work & commuteJobs & income grade B

About one in three of Pine Lake’s working residents commute to Rhinelander

Pine Lake has 209 jobs for its 1,212 working residents: even if every job went to a resident, most would still commute out. The average commute takes 15.8 minutes, against 22.2 across Wisconsin.

Most working residents leave Pine Lake for work: only 2% work in town. The average trip to work in Pine Lake is 16 minutes. The top destinations are Rhinelander (34%), Wausau (4%) and Pelican (3%).

2%work in town
Pine LakeWisconsin townsU.S. towns
Average trip to work16 minutes22 minutes25 minutes
Working residents who work in town2.1%8.4%8%
Below the poverty line8.4%6.3%9.6%

Where working residents work

In Pine Lake2%
Rhinelander34%
Wausau4%
Pelican3%
Eagle River3%
18 mi
median commute distance
209
jobs based in Pine Lake
A commuter town
jobs vs. working residents
B
Walkability grade: more walkable than 56% of U.S. towns

Census LEHD 2023 · ACS

Who lives here

Older than Wisconsin overall

22.3% of homes are seasonal or vacation homes, against 6.2% statewide, which helps explain the older median age.

People 65 and older are 30% of residents (19% statewide); adults 18 to 34 are 13% of residents (22% statewide). Pine Lake’s median age is 52.2 years. 34% of adults 25 and older have a bachelor’s degree or more, vs 33% across Wisconsin.

52.2median age · WI 40.2
Pine LakeWisconsin townsU.S. towns
Median age52.2 years42.1 years40.5 years
Bachelor’s degree or more, 25+34%32%29%
Pine LakeWisconsinUnited States

Ages · share of residents

Education · adults 25 and older

No diploma6%
High school28%
Some college21%
Associate’s11%
Bachelor’s26%
Graduate8%

Women and men · all residents

47% women, 53% men

That’s an even split within the survey’s margin of ±3.8 points. Across Wisconsin, 49.9% of residents are women.

Ages and education in Pine Lake
Pine LakeWIU.S.
Under 109.3%11.2%11.6%
10 to 1710.8%10.2%10.3%
18 to 244%9.3%9.1%
25 to 348.5%12.6%13.7%
35 to 4411%12.7%13.2%
45 to 548.5%11.8%12.2%
55 to 6417.9%13.8%12.7%
65 to 7421.9%11.2%10.2%
75 and older8.1%7.3%7%
No diploma5.6%6.4%10.4%
High school28.2%29.4%26%
Some college20.9%19.5%19.1%
Associate’s11.3%11.3%8.8%
Bachelor’s25.8%22%21.6%
Graduate8.1%11.4%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 2,700, single groups can be off by several points

Climate

Pine Lake has snowy winters and pleasant summers

The Rhinelander Wjfw Tv-12 weather station records that 82 inches of snow fall in a normal winter, more than in 95% of U.S. towns. July afternoons average 77.6°, cooler than in 96% of U.S. towns; January nights average 3.4°.

Pine Lake has cold, snowy winters and pleasant summers.

82″snow a winter
Pine LakeWisconsin townsU.S. towns
January low3°F11°F22°F
July high78°F82°F85°F

Typical low → high °F

Winter6–25°
Spring27–52°
Summer52–76°
Fall34–53°
Sep 23
typical first frost
May 23
typical last frost
+1.4°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HealthB−

Pine Lake is less healthy than 54% of U.S. towns

Pine Lake beats the Wisconsin average on 0 of 32 CDC measures and trails it on 9. 15% of Pine Lake adults report frequent physical distress.

46%healthier than U.S. townsB−Health Grade
Pine LakeWisconsin townsU.S. towns
Frequent physical distress (CDC PLACES)15%13%14%
Diabetes (CDC PLACES)13%11%12%
High blood pressure (CDC PLACES)37%33%35%
Smoke cigarettes (CDC PLACES)15%14%14%
32 measures vs. Wisconsin
0 better23 too close to call9 worse
What stands outPine LakeWI
More adults with heart disease8.1%6.6%
More adults who have had cancer10.5%8.6%
More adults with COPD7.9%6.5%
Aspirus Rhinelander Hospital
3.2 mi away · emergency room
None
primary care, dental or mental-health shortage
21st
percentile among WI towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade B

Cold waves leads a moderate hazard risk in Pine Lake

Expected storm and flood damage is higher than in 50% of U.S. communities.

50risk score of 100
FEMA risk score
50Moderate riskLowerHigher
Cold wavesInland flooding
1
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Pine Lake

17pages on Pine Lake
After high school

Colleges nearby

1 within 15 miles of the center of Pine Lake

About Pine Lake

Town in Wisconsin, United States

Pine Lake is a town in Oneida County, Wisconsin, United States. The population was 2,724 at the time of the 2020 census. The unincorporated community of Roosevelt is located in the town.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
45 sq mi
Elevation
1,624 ft

Pine Lake’s neighbors

5 towns share a border with Pine Lake.

Explore the map →
How the neighbors grade
TownWI rankOverallCostSafetySchoolsHealth
Pine Lake#284C+B—C+B−
Rhinelander#226BA−B−C+C
Newbold#297C+B−—C+B−
Stella——————
Pelican#255B−A−—C+B−
Sugar Camp——B—A−B−

Sugar Camp has fewer than 2,500 residents, so it gets subject grades but no overall grade. Pine Lake, Newbold, Pelican and Sugar Camp report no FBI crime data of their own. Stella isn’t graded (fewer than 1,000 residents, or not enough data). Compare Pine Lake with a neighbor →

Questions about Pine Lake

Short answers, built from the data on this page.

Is Pine Lake, WI a good place to live?

Pine Lake grades C+ overall, better than 44% of U.S. towns and #284 of 357 in Wisconsin. It grades B− for health and C+ for schools.

Is Pine Lake, WI expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.