Storms, floods and disasters in Patch Grove
Patch Grove isn’t graded for hazard risk: Patch Grove has 541 residents; we grade towns of 1,000 or more. Flood insurance has paid 14 claims here since 2001.
What Patch Grove faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Patch Grove flood? Sometimes: 14 flood claims since 2001
Every paid claim on a federal flood insurance policy in Patch Grove, from FEMA’s records.
- The Severe flooding2 claims · $9K
- The 2025-08-MilwaukeeMetro-Flood2 claims · $37K
- The March 2019 Midwest Flooding1 claim · $20K
Patch Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grant County.5 federal disasters brought FEMA money to Patch Grove
Disasters that paid out in Patch Grove itself (aid to households or repair grants to the Town of Patch Grove), newest first, with that year’s flood claims.
- 2013Severe Storms, Flooding, and Mudslides$17K to the Town of Patch Grove for repairs
- 2011Severe Winter Storm and Snowstorm$4K to the Town of Patch Grove for repairs2 flood claims paid that year
- 2008Severe Storms, Tornadoes, and Flooding$20K to the Town of Patch Grove for repairs
- 2004Severe Storms and Flooding$11K to the Town of Patch Grove for repairs
- 2000Severe Storms, Tornadoes, and Flooding$6K to the Town of Patch Grove for repairs
Grant County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Patch Grove after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Patch Grove archive →Patch Grove and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Wyalusing | — | 352 residents; we grade 1,000+ | |
| Millville | — | 121 residents; we grade 1,000+ | |
| Bloomington | — | 308 residents; we grade 1,000+ | |
| Little Grant | — | 253 residents; we grade 1,000+ | |
| Mount Hope | — | 280 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Patch Grove faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Patch Grove
Does Patch Grove flood?
Flood insurance has paid 14 claims in Patch Grove since 2001, $204K in all. The most claims came from Severe flooding (2).
Is Patch Grove in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Grant County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Patch Grove?
FEMA’s Community Rating System list shows no discount for Patch Grove’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Patch Grove?
By FEMA money that reached Patch Grove, Severe Storms, Tornadoes, and Flooding (2008): $20K to the Town of Patch Grove for repairs. By flood claims, Severe flooding: 2 paid, $9K.
Storm stories
Memories, warnings and help from neighbors in Patch Grove.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Patch Grove’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.