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–Not graded
Natural hazards in Paris · FEMA

Storms, floods and disasters in Paris

Paris isn’t graded for hazard risk: Paris has 672 residents; we grade towns of 1,000 or more. Flood insurance has paid 7 claims here since 1993.

Flood claims
7
paid since 1993 · $87K
Disasters paid out here
0
of 17 declared for Grant County
By hazard

What Paris faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

63%of expected building damage
Well below average · lower than 81% of U.S. census tracts
Recorded about 3 times a year in the area

Tornadoes

21%of expected building damage
Well above average · higher than 89% of U.S. census tracts
Recorded about once every 16 years in the area

Hail

9%of expected building damage
Well above average · higher than 86% of U.S. census tracts
Recorded about 4 times a year in the area

Strong wind

6%of expected building damage
Well above average · higher than 90% of U.S. census tracts
Recorded about 5 times a year in the area
Smaller shares here
 Earthquakes Ice storms Lightning Winter storms Hurricanes Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 19% of Paris’ expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Paris flood? Rarely: 7 flood claims since 1993

Every paid claim on a federal flood insurance policy in Paris, from FEMA’s records.

Paid flood claims, by year
1993: 2 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 1 claim1998: 0 claims1999: 0 claims2000: 2 claims2001: 2 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims199320002001
19932026
Biggest named events
  • The Severe flooding2 claims · $48K
7
paid claims since 1993
$87K
paid to owners
0
homes flooded more than once
$12K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Paris isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grant County.
Disasters

The storms Paris remembers

None of the 17 disasters declared for Grant County shows FEMA aid or repair money reaching Paris itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19932 flood claims paidThe year of Severe Storms, Tornadoes and Flooding, declared for Grant County
  2. 20002 flood claims paidThe year of Severe Storms, Tornadoes, and Flooding, declared for Grant County
  3. 20012 flood claims paidThe year of Flooding, Severe Storms and Tornadoes, declared for Grant County
Disasters declared, by decade
Paid out in ParisGrant County only

Grant County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Paris after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Paris archive →
Next door

Paris and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Harrison: not gradedPotosi: not gradedSmelser: not gradedJamestown: hazard risk A−HarrisonPotosiSmelserJamestownParis
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
JamestownA−less damage than 84%river and rain flooding—
Harrison—541 residents; we grade 1,000+
Potosi—686 residents; we grade 1,000+
Smelser—743 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Paris faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Paris

Does Paris flood?

Flood insurance has paid 7 claims in Paris since 1993, $87K in all. The most claims came from Severe flooding (2).

Is Paris in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Grant County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Paris?

FEMA’s Community Rating System list shows no discount for Paris’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Paris?

By flood claims, Severe flooding: 2 paid, $48K.

Storm stories

Memories, warnings and help from neighbors in Paris.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Paris’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.