Guest, Sign inJoin

Post to Oasis

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
–Not graded
Natural hazards in Oasis · FEMA

Storms, floods and disasters in Oasis

Oasis isn’t graded for hazard risk: Oasis has 369 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2020.

Flood claims
1
paid since 2020 · $98K
Disasters paid out here
1
of 7 declared for Waushara County
By hazard

What Oasis faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

62%of expected building damage
About average · lower than 56% of U.S. census tracts
Recorded about once every 3 years in the area

Hail

23%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Recorded about 3 times a year in the area

Tornadoes

12%of expected building damage
Well above average · higher than 82% of U.S. census tracts
Recorded about once every 16 years in the area
Smaller shares here
 Strong wind Wildfire Lightning Earthquakes Hurricanes Winter storms Ice storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 21% of Oasis’ expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Oasis flood? Rarely: 1 flood claim since 2020

Every paid claim on a federal flood insurance policy in Oasis, from FEMA’s records.

Paid flood claims, by year
2020: 1 claim2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2020
20202026
1
paid claims since 2020
$98K
paid to owners
0
homes flooded more than once
$98K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Oasis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Waushara County.
Disasters

1 federal disaster brought FEMA money to Oasis

Disasters that paid out in Oasis itself (aid to households or repair grants to the Town of Oasis), newest first, with that year’s flood claims.

  1. 2001Flooding, Severe Storms and Tornadoes$12K to the Town of Oasis for repairs
Disasters declared, by decade
Paid out in OasisWaushara County only

Waushara County has had 7 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Oasis after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Oasis archive →
Next door

Oasis and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Plainfield—not graded yet
Rose—583 residents; we grade 1,000+
Almond—471 residents; we grade 1,000+
Plainfield—584 residents; we grade 1,000+
Deerfield—698 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Oasis faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Oasis

Does Oasis flood?

Flood insurance has paid 1 claim in Oasis since 2020, $98K in all.

Is Oasis in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Waushara County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Oasis?

FEMA’s Community Rating System list shows no discount for Oasis’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Oasis?

By FEMA money that reached Oasis, Flooding, Severe Storms and Tornadoes (2001): $12K to the Town of Oasis for repairs.

Storm stories

Memories, warnings and help from neighbors in Oasis.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Oasis’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.