Photo: Royalbroil · CC BY-SA 3.0On FEMA’s figures, Menominee faces less hazard damage per building than 79% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Menominee gets an A− for hazard risk: lower expected damage per building than 79% of U.S. towns, #180 of 362 in Wisconsin. Most of that expected damage is river and rain flooding (81%), then tornadoes (12%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Menominee faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Menominee’s grade
River and rain flooding is 81% of the building damage FEMA expects in Menominee, and Menominee’s rate of river and rain flooding damage is lower than 58% of U.S. census tracts. Next is tornadoes at 12% (higher than 71% of U.S. census tracts).
A− #180 of 362 in Wisconsin; lower expected damage per building than 79% of U.S. towns (21,298).
Menominee’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Wisconsin town has lower expected damage than 79% of U.S. towns; within the state, Menominee has less expected damage per building than 50% of Wisconsin towns.
In dollars, FEMA expects about $2.9M a year in losses across Menominee: $824K to buildings, the rest to people and crops.
Does Menominee flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Menominee. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
The storms Menominee remembers
None of the 4 disasters declared for Menominee County shows FEMA aid or repair money reaching Menominee itself in FEMA’s records, so these are its biggest flood-claim years.
Menominee County has had 4 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Menominee and its neighbors
Menominee is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Polar | Aless damage than 92% | river and rain flooding | — |
| Menominee | A−less damage than 79% | river and rain flooding | 0 |
| Richmond | Bless damage than 65% | river and rain flooding | — |
| Wescott | C+more damage than 55% | river and rain flooding | — |
| Red Springs | — | 881 residents; we grade 1,000+ | |
| Legend Lake | — | a Census area inside a town; graded with the town | |
| Bartelme | — | 808 residents; we grade 1,000+ | |
| Underhill | — | 688 residents; we grade 1,000+ | |
| Norwood | — | 882 residents; we grade 1,000+ | |
| Evergreen | — | 420 residents; we grade 1,000+ | |
| Hutchins | — | 557 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Menominee faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Menominee
Is Menominee at risk for natural disasters?
On FEMA’s National Risk Index, Menominee has lower expected damage per building than 79% of U.S. towns: A− for hazard risk, #180 of 362 in Wisconsin. Most of the expected damage is river and rain flooding (81%) and tornadoes (12%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Menominee in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.
How much is flood insurance in Menominee?
FEMA’s Community Rating System list shows no discount for Menominee’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Menominee at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (81%), and Menominee’s rate for it is lower than 58% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Menominee.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Menominee’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.