Photo: User Royalbroil on en.wikipedia · CC BY-SA 2.5FEMA expects less hazard damage per building in Markesan than in 70% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Markesan gets a B+ for hazard risk: lower expected damage per building than 70% of U.S. towns. Most of that expected damage is river and rain flooding (63%), then tornadoes (17%). Flood insurance has paid 5 claims here since 2008.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Markesan faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Markesan’s grade
River and rain flooding is 63% of the building damage FEMA expects in Markesan, and Markesan’s rate of river and rain flooding damage is lower than 67% of U.S. census tracts. Hail adds 17%, at a rate in the top 6% of U.S. census tracts.
B+ lower expected damage per building than 70% of U.S. towns (21,298).
All of Markesan’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $1.1M a year in losses across Markesan: $760K to buildings, the rest to people and crops.
Does Markesan flood? Rarely: 5 flood claims since 2008
Every paid claim on a federal flood insurance policy in Markesan, from FEMA’s records: 7.8 per 1,000 homes, more than 69% of the 13,809 U.S. towns with a flood insurance record.
- The Storm3 claims · $19K
- The March 2019 Midwest Flooding1 claim · $4K
Markesan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Green Lake County.2 federal disasters brought FEMA money to Markesan
Disasters that paid out in Markesan itself (aid to households or repair grants to the City of Markesan), newest first, with that year’s flood claims.
- 2008Severe Storms, Tornadoes, and Flooding88 households applied for aid$129K aid approved$67K to the City of Markesan for repairs4 flood claims paid that year
- 2004Severe Storms and Flooding22 households applied for aid$12K aid approved$1K to the City of Markesan for repairs
Green Lake County has had 6 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Markesan after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Markesan archive →Markesan and its neighbors
Markesan has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Markesan | B+less damage than 70% | river and rain flooding | 5 |
| Manchester | B+less damage than 66% | river and rain flooding | — |
| Mackford | — | 451 residents; we grade 1,000+ | |
| Green Lake | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Markesan faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Markesan
Is Markesan at risk for natural disasters?
On FEMA’s National Risk Index, Markesan has lower expected damage per building than 70% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (63%) and tornadoes (17%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Markesan flood?
Flood insurance has paid 5 claims in Markesan since 2008, $24K in all, or 7.8 per 1,000 homes, more than 69% of U.S. towns with a flood insurance record. The most claims came from Storm (3).
Is Markesan in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Green Lake County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Markesan?
FEMA’s Community Rating System list shows no discount for Markesan’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Markesan?
By FEMA money that reached Markesan, Severe Storms, Tornadoes, and Flooding (2008): 88 households applied for aid, $129K approved, and $67K to the City of Markesan for repairs. By flood claims, Storm: 3 paid, $19K.
Is Markesan at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (63%), and Markesan’s rate for it is lower than 67% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Markesan.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Markesan’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.