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B−Hazard risk
Natural hazards in Lemonweir · FEMA

On FEMA’s figures, Lemonweir faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding

On FEMA’s National Risk Index, Lemonweir gets a B− for hazard risk: higher expected damage per building than 55% of U.S. towns. Most of that expected damage is river and rain flooding (79%). Flood insurance has paid 5 claims here since 2018.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 55%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
By hazard

What Lemonweir faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

79%of expected building damage
Above average · higher than 68% of U.S. census tracts
Recorded about once a year in the area

Hail

10%of expected building damage
Well above average · in the top 8% of U.S. census tracts
Recorded about 3 times a year in the area

Tornadoes

9%of expected building damage
Above average · higher than 78% of U.S. census tracts
Smaller shares here
 Strong wind Earthquakes Lightning Wildfire Hurricanes Winter storms Ice storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts heat waves at 24% of Lemonweir’s expected losses. Heat waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Lemonweir’s grade

River and rain flooding is 79% of the building damage FEMA expects in Lemonweir, and Lemonweir’s rate of river and rain flooding damage is higher than 68% of U.S. census tracts. Hail adds 10%, at a rate in the top 8% of U.S. census tracts.

Where Lemonweir sits
Lemonweir
Least damageMiddleMost damage

B− higher expected damage per building than 55% of U.S. towns (21,298).

Lemonweir’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding79%Hail10%Tornadoes9%Everything else2%

In dollars, FEMA expects about $1.4M a year in losses across Lemonweir: $680K to buildings, the rest to people and crops.

A small-area figure. Lemonweir covers 3 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Lemonweir flood? Rarely: 5 flood claims since 2018

Every paid claim on a federal flood insurance policy in Lemonweir, from FEMA’s records: 6.5 per 1,000 homes, more than 66% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2018: 3 claims2019: 1 claim2020: 1 claim2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims201820192020
20182026
5
paid claims since 2018
$85K
paid to owners
0
homes flooded more than once
$17K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Lemonweir isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Juneau County.
Disasters

4 federal disasters brought FEMA money to Lemonweir

Disasters that paid out in Lemonweir itself (aid to households or repair grants to the Town of Lemonweir), newest first, with that year’s flood claims.

  1. 2018Severe Storms, Tornadoes, Straight-line Winds, Flooding, and Landslides$48K to the Town of Lemonweir for repairs3 flood claims paid that year
  2. 2008Severe Storms, Tornadoes, and Flooding$46K to the Town of Lemonweir for repairs
  3. 2004Severe Storms and Flooding$3K to the Town of Lemonweir for repairs
  4. 2000Severe Storms, Tornadoes, and Flooding$7K to the Town of Lemonweir for repairs
Disasters declared, by decade
Paid out in LemonweirJuneau County only

Juneau County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Lemonweir after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Lemonweir archive →
Next door

Lemonweir and its neighbors

Lemonweir has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
LemonweirB−more damage than 55%river and rain flooding5
MaustonC+more damage than 64%river and rain flooding5
GermantownC−more damage than 81%river and rain flooding—
Marion—541 residents; we grade 1,000+
Lindina—684 residents; we grade 1,000+
Kildare—689 residents; we grade 1,000+
Seven Mile Creek—387 residents; we grade 1,000+
Lisbon—833 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Lemonweir faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Lemonweir

Is Lemonweir at risk for natural disasters?

On FEMA’s National Risk Index, Lemonweir has higher expected damage per building than 55% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (79%) and hail (10%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Lemonweir flood?

Flood insurance has paid 5 claims in Lemonweir since 2018, $85K in all, or 6.5 per 1,000 homes, more than 66% of U.S. towns with a flood insurance record.

Is Lemonweir in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Juneau County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.

How much is flood insurance in Lemonweir?

FEMA’s Community Rating System list shows no discount for Lemonweir’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Lemonweir?

By FEMA money that reached Lemonweir, Severe Storms, Tornadoes, Straight-line Winds, Flooding, and Landslides (2018): $48K to the Town of Lemonweir for repairs.

Is Lemonweir at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (79%), and Lemonweir’s rate for it is higher than 68% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Lemonweir.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lemonweir’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.