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–Not graded
Natural hazards in Eleva · FEMA

Storms, floods and disasters in Eleva

Eleva isn’t graded for hazard risk: Eleva has 747 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2015.

Flood claims
1
paid since 2015 · $2K
Disasters paid out here
0
of 12 declared for Trempealeau County
By hazard

What Eleva faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

85%of expected building damage
Above average · higher than 78% of U.S. census tracts
Recorded about 3 times a year in the area

Tornadoes

6%of expected building damage
Above average · higher than 69% of U.S. census tracts
Smaller shares here
 Hail Strong wind Lightning top 1% Winter storms Earthquakes Wildfire Ice storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 18% of Eleva’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Eleva flood? Rarely: 1 flood claim since 2015

Every paid claim on a federal flood insurance policy in Eleva, from FEMA’s records.

Paid flood claims, by year
2015: 1 claim2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2015
20152026
1
paid claims since 2015
$2K
paid to owners
0
homes flooded more than once
$2K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Eleva isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Trempealeau County.
What’s been done with FEMA grants
1flood-prone property bought out and cleared
Disasters

The storms Eleva remembers

None of the 12 disasters declared for Trempealeau County shows FEMA aid or repair money reaching Eleva itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20151 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in ElevaTrempealeau County only

Trempealeau County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Eleva after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Eleva archive →
Be ready

Get ready for what Eleva faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Eleva

Does Eleva flood?

Flood insurance has paid 1 claim in Eleva since 2015, $2K in all.

Is Eleva in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Trempealeau County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.

How much is flood insurance in Eleva?

FEMA’s Community Rating System list shows no discount for Eleva’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Eleva.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Eleva’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.