Edgar Village Hall · Photo: Tgkrause · CC BY-SA 3.0On FEMA’s figures, Edgar faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Edgar gets a B for hazard risk: lower expected damage per building than 59% of U.S. towns. Most of that expected damage is river and rain flooding (85%). Flood insurance has paid 1 claim here since 2010.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Edgar faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Edgar’s grade
River and rain flooding is 85% of the building damage FEMA expects in Edgar, and Edgar’s rate of river and rain flooding damage is higher than 62% of U.S. census tracts. Lightning adds 2%, at a rate in the top 1% of U.S. census tracts.
B lower expected damage per building than 59% of U.S. towns (21,298).
All of Edgar’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $960K a year in losses across Edgar: $614K to buildings, the rest to people and crops.
Does Edgar flood? Rarely: 1 flood claim since 2010
Every paid claim on a federal flood insurance policy in Edgar, from FEMA’s records: 1.4 per 1,000 homes, fewer than 71% of the 13,809 U.S. towns with a flood insurance record.
Edgar isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marathon County.The storms Edgar remembers
None of the 9 disasters declared for Marathon County shows FEMA aid or repair money reaching Edgar itself in FEMA’s records, so these are its biggest flood-claim years.
- 20101 flood claims paidThe year of Severe Storms and Flooding, declared for Marathon County
Marathon County has had 9 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Edgar after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Edgar archive →Edgar and its neighbors
Edgar has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Edgar faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Edgar
Is Edgar at risk for natural disasters?
On FEMA’s National Risk Index, Edgar has lower expected damage per building than 59% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (85%) and tornadoes (8%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Edgar flood?
Flood insurance has paid 1 claim in Edgar since 2010, $4K in all, or 1.4 per 1,000 homes, fewer than 71% of U.S. towns with a flood insurance record.
Is Edgar in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Marathon County, 19% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Edgar?
FEMA’s Community Rating System list shows no discount for Edgar’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Edgar at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (85%), and Edgar’s rate for it is higher than 62% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Edgar.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Edgar’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.