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Wisconsin›Polk County

Bone LakeWI

A town of 701.

Is Bone Lake a good place to live?

Bone Lake’s median age is 60 years, against 42.1 years in Wisconsin’s towns and 40.5 years across U.S. towns. Only 3 of the 363 Wisconsin towns we compare have a higher average trip to work than Bone Lake. 18% of the land in Bone Lake is conserved, above both Wisconsin’s towns (3.8%) and U.S. towns (4.3%). The biggest place to walk is McKenzie Creek Wildlife Area, 2,214 acres with 4.2 miles of trail. Bone Lake has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

701 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
GeorgetownMcKinleyLuckClam FallsGeorgetownMcKinleyLuckClam FallsBone Lake
Getting set up

Moving to Bone Lake: who provides what

Who provides power, water and the rest in Bone Lake, and how to reach them.

The full setup list →
PowerPolk-Burnett Electric Coop16.0¢/kWh · EIA 2025HIFLD · EIA
Internet4 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Bone Lake’s trash rules yet
SchoolsLuck School DistrictFrederic School District2 districts serve Bone Lake; which school depends on your address and gradeNCES
Register to voteOnlineIn Wisconsin you can register online until 20 days before Election Day, in person up to and including Election Day, or by mail (postmarked 20 days before).vote.gov
Who runs elections hereTown of Bone Lake ClerkThe town itself; contacts on the Handbook page.FVAP, Jun 2025
ZIP codes54837, 5485354837 53% · 54853 47%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Bone Lake.

Who lives here

Fewer of Bone Lake’s residents are under 18 than in the typical Wisconsin or U.S. town

12% of residents are under 18 in Bone Lake. People 65 and older are 40% of residents (19% statewide); children under 18 are 12% of residents (21% statewide). 37% of adults 25 and older hold a bachelor’s degree or more in Bone Lake.

60median age · WI 40.2
Bone LakeWisconsin townsU.S. towns
Under 1812%21%22%
Bachelor’s degree or more, 25+37%32%29%
Bone LakeWisconsinUnited States

Ages · share of residents

Education · adults 25 and older

No diploma2%
High school30%
Some college22%
Associate’s9%
Bachelor’s23%
Graduate14%

Women and men · all residents

55% women, 45% men

That’s an even split within the survey’s margin of ±7.2 points. Across Wisconsin, 49.9% of residents are women. Among residents 75 and older, 68% are men (WI 43%).

Ages and education in Bone Lake
Bone LakeWIU.S.
Under 106.8%11.2%11.6%
10 to 175.3%10.2%10.3%
18 to 247.5%9.3%9.1%
25 to 347.5%12.6%13.7%
35 to 447%12.7%13.2%
45 to 5410.5%11.8%12.2%
55 to 6415.8%13.8%12.7%
65 to 7425.6%11.2%10.2%
75 and older14.1%7.3%7%
No diploma1.6%6.4%10.4%
High school30.2%29.4%26%
Some college22.4%19.5%19.1%
Associate’s8.7%11.3%8.8%
Bachelor’s23.3%22%21.6%
Graduate13.8%11.4%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 700, single groups can be off by several points

Work & commute

Bone Lake has 0.1 jobs for every working resident, so most commute out

Most working residents leave Bone Lake for work: only 0% work in town. The median household income in Bone Lake is $97,000. The top destinations are Frederic (10%), St.

0%work in town
Bone LakeWisconsin townsU.S. towns
Median household income$97,000$87,000$80,000
Below the poverty line8.9%6.4%9.6%

Where working residents work

In Bone Lake0%
Frederic10%
St. Croix Falls6%
Luck4%
West Sweden4%
20 mi
median commute distance
19
jobs based in Bone Lake
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Natural hazards

Low risk in Bone Lake, with inland flooding at the top

Expected storm and flood damage is lower than in 77% of U.S. communities.

23risk score of 100
FEMA risk score
23Low riskLowerHigher
Inland floodingCold wavesTornadoes
2
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Outdoors

17.8% of Bone Lake is conserved land

14 miles of trail in 6 parks and preserves.

17.8%conserved
17.8%
conserved · 4,002 of 22,535 acres
14 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. McKenzie Creek Wildlife Area4.2 mi2,214
2. Straight Lake State Park1.8 mi818
3. Straight River Preserve0.5 mi85

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

Bone Lake has snowy winters and pleasant summers

Bone Lake has cold, snowy winters and pleasant summers. Bone Lake’s July high is 80°F.

61″snow a winter

Typical low → high °F

Winter7–24°
Spring31–53°
Summer56–78°
Fall36–55°
Oct 4
typical first frost
May 6
typical last frost
+1.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Bone Lake is

Bone Lake beats the Wisconsin average on 2 of 32 CDC measures and trails it on 9. 29% of Bone Lake adults sleep under 7 hours.

Bone LakeWisconsin townsU.S. towns
Sleep under 7 hours (CDC PLACES)29%32%36%
Diabetes (CDC PLACES)14%11%12%
High blood pressure (CDC PLACES)39%33%35%
Feel lonely (CDC PLACES)29%30%33%
32 measures vs. Wisconsin
2 better21 too close to call9 worse
What stands outBone LakeWI
More adults treating high blood pressure81.5%77.8%
More adults getting cholesterol checked87.8%85.9%
More adults with heart disease8.5%6.6%
Cumberland Memorial Hospital
14.1 mi away · emergency room
None
primary care, dental or mental-health shortage

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Bone Lake

17pages on Bone Lake
After high school

Colleges nearby

None within 15 miles of Bone Lake; the nearest are

A commuter town

100% of working residents leave Bone Lake for work

Where Bone Lake’s working residents go each day. Line width shows the share.

10% → Frederic Frederic 10% 6% → St. Croix Falls St. Croix Falls 6% 4% → Luck Luck 4% 4% → West Sweden West Sweden 4% 3% → Balsam Lake Balsam Lake 3% 3% → Milltown Milltown 3% Bone Lake · 0% stay
19jobs based in Bone Lake
0%of working residents work in town
20 mimedian commute distance

Census LEHD 2023

Questions about Bone Lake

Short answers, built from the data on this page.

Is Bone Lake, WI a good place to live?

Bone Lake has fewer than 1,000 residents, too few for fair grades; the figures below are still real.