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–Not graded
Natural hazards in Biron · FEMA

Storms, floods and disasters in Biron

Biron isn’t graded for hazard risk: Biron has 822 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 1993.

Flood claims
3
paid since 1993 · $135K
Flooded more than once
1
properties
Disasters paid out here
2
of 10 declared for Wood County
By hazard

What Biron faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

86%of expected building damage
Well above average · higher than 88% of U.S. census tracts
Recorded about once every 1 years in the area

Tornadoes

8%of expected building damage
Well above average · higher than 84% of U.S. census tracts

Hail

6%of expected building damage
Well above average · in the top 10% of U.S. census tracts
Recorded about 3 times a year in the area
Smaller shares here
 Strong wind Lightning Earthquakes Wildfire Winter storms Ice storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 26% of Biron’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Biron flood? Rarely: 3 flood claims since 1993

Every paid claim on a federal flood insurance policy in Biron, from FEMA’s records.

Paid flood claims, by year
1993: 1 claim1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 1 claim2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 1 claim2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims199320102019
19932026
3
paid claims since 1993
$135K
paid to owners
1
homes flooded more than once
$45K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Biron isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wood County.
Disasters

2 federal disasters brought FEMA money to Biron

Disasters that paid out in Biron itself (aid to households or repair grants to the Village of Biron), newest first, with that year’s flood claims.

  1. 2019Severe Storms, Tornadoes, Straight-line Winds, and Flooding$36K to the Village of Biron for repairs1 flood claim paid that year
  2. 2001Flooding, Severe Storms and Tornadoes$19K to the Village of Biron for repairs
Disasters declared, by decade
Paid out in BironWood County only

Wood County has had 10 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Biron after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Biron archive →
Next door

Biron and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Grand RapidsB+less damage than 73%river and rain flooding10
RudolphC+more damage than 57%river and rain flooding—
Wisconsin RapidsCmore damage than 66%river and rain flooding14

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Biron faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Biron

Does Biron flood?

Flood insurance has paid 3 claims in Biron since 1993, $135K in all. 1 properties have flooded more than once.

Is Biron in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Wood County, 18% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Biron?

FEMA’s Community Rating System list shows no discount for Biron’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Biron?

By FEMA money that reached Biron, Severe Storms, Tornadoes, Straight-line Winds, and Flooding (2019): $36K to the Village of Biron for repairs.

Storm stories

Memories, warnings and help from neighbors in Biron.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Biron’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.