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AztalanAztalan · Photo: Joshua Mayer - Flickr user wackybadger · CC BY-SA 2.0
C+Cost of living
Cost of living in Aztalan

Even on the area’s higher pay, Aztalan costs more to live in than 55% of U.S. towns

Home prices around Aztalan have risen about 61% over the past 5 years.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Watertown-Fort Atkinson, WI micro area ($84K). How TownRatings grades cost of living

Typical home value
$485K
▲ 7.5% in a year · WI $332K
Estimate
2-bedroom rent
$1,210
a month, utilities in · HUD
Median tax bill
$4,059
WI $3,792
Area income (the grade’s yardstick)
$84K
Watertown-area median
Why Aztalan gets a C+ although people here earn more than most

The grade measures what housing costs against what households in the area earn. Aztalan’s area earns well above the typical U.S. town ($84K against $74K), but homes, rent and taxes here run higher still. Owners keep up no better than renters: 22% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 0% of renters.

In dollars

  • $1,210a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026

In paychecks the grade

  • 4.6 yrsof area income buys the typical home; the typical U.S. town: 3.3$84K, Watertown-area income
  • 14%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 22%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out

What stands out about housing in Aztalan

Cost of living grade

What’s behind Aztalan’s grade

Measured against what households in the area earn, Aztalan is more affordable than 45% of U.S. towns. Home prices pull the grade down most; rent holds it up.

All U.S. towns we grade (21,243)More affordable than 45%
CostlierMore affordable
How sure. Aztalan’s Census figures cover about 474 households. At the ends of the Census margins (area income ±$2,615, owners paying 30%+ ±8.9 points), Aztalan could be anywhere from C to B.

How TownRatings grades cost of living →

Price trend

Home prices up 61% in 5 years

The federal house price index for the ZIP codes around Aztalan rose 61% over the past 5 years, faster than across Wisconsin (57%). Last year prices rose 7.5%. Carrying the Census median home value forward with that index puts the typical Aztalan home at roughly $485,000 today.

Aztalan areaWisconsin
0%+50%+100%+150%+200%200020052010201520202025
+7.5%
past year
+61%
past 5 years
+100%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $485K.

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Aztalan, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Affordability

A typical home costs 4.6 years of area income

The calculator starts from the area income the grade uses. Switch to Aztalan’s own median, or type yours.

Household income a year
$
Watertown-area median household income, as in the grade
You could afford about
$320,000
Typical Aztalan home $485K

That’s $166K short of a typical Aztalan home.

The typical home, each month
$2,970
Loan $2,400Tax $430Insurance $140

A two-bedroom rents for about $1,210 a month here, $1,760 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Aztalan’s typical property tax (1.07% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,210

Renters already here pay a median of $989, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$840
1 bedroom$960
2 bedrooms$1,210
3 bedrooms$1,610
4 bedrooms$1,610
11%
of households rent · WI 32%
46
renter households
0%
of renters spend 30%+ of income on rent · WI 44%
14%
of the median income, for a two-bedroom
$989
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Jefferson County, WI): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Property taxes

High tax bills, but a low tax rate

The median bill is $4,059 (Wisconsin: $3,792), because homes cost more. As a share of value it’s 1.07% a year, against 1.42% statewide.

$4,059
median bill a year · WI $3,792
1.07%
of a home’s value a year · WI 1.42%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Next door

Aztalan vs. its neighbors

Zillow publishes no value for Aztalan. Lake Mills and Jefferson and Milford and Farmington have no Zillow value, so they are in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
AztalanC+—$381K1.07%$1,210
JeffersonB−$345K$226K1.85%$1,160
Lake MillsC$431K$317K1.54%$1,220
Johnson CreekC+$420K$314K1.74%$1,290
MilfordC—$388K1.02%$1,250
FarmingtonC—$372K0.98%$1,220
Lake MillsC—$454K1.24%$1,270
JeffersonB−—$406K1.24%$1,170

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.

Questions about the cost of living in Aztalan

Is Aztalan expensive to live in?

Measured against what households in the area earn, Aztalan costs more than 55% of U.S. towns: a C+ for cost of living. The typical home costs 4.6 years of the median household income of the Watertown-Fort Atkinson, WI micro area ($84K).

How much is rent in Aztalan?

HUD puts a two-bedroom at about $1,210 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $989 (Census 2020–24).

What are property taxes in Aztalan?

The median bill is $4,059 a year, 1.07% of the median home value (Wisconsin: $3,792, 1.42%), from the Census 2020–24.

Neighbors talk housing

What Aztalan buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.