Aztalan · Photo: Joshua Mayer - Flickr user wackybadger · CC BY-SA 2.0Even on the area’s higher pay, Aztalan costs more to live in than 55% of U.S. towns
Home prices around Aztalan have risen about 61% over the past 5 years.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Watertown-Fort Atkinson, WI micro area ($84K). How TownRatings grades cost of living
The grade measures what housing costs against what households in the area earn. Aztalan’s area earns well above the typical U.S. town ($84K against $74K), but homes, rent and taxes here run higher still. Owners keep up no better than renters: 22% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 0% of renters.
In dollars
- $1,210a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
In paychecks the grade
- 4.6 yrsof area income buys the typical home; the typical U.S. town: 3.3$84K, Watertown-area income
- 14%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 22%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out about housing in Aztalan
What’s behind Aztalan’s grade
Measured against what households in the area earn, Aztalan is more affordable than 45% of U.S. towns. Home prices pull the grade down most; rent holds it up.
Home prices up 61% in 5 years
The federal house price index for the ZIP codes around Aztalan rose 61% over the past 5 years, faster than across Wisconsin (57%). Last year prices rose 7.5%. Carrying the Census median home value forward with that index puts the typical Aztalan home at roughly $485,000 today.
Carrying the Census median forward with the index puts a typical home at about $485K.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Aztalan, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A typical home costs 4.6 years of area income
The calculator starts from the area income the grade uses. Switch to Aztalan’s own median, or type yours.
That’s $166K short of a typical Aztalan home.
A two-bedroom rents for about $1,210 a month here, $1,760 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Aztalan’s typical property tax (1.07% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,210
Renters already here pay a median of $989, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Jefferson County, WI): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
High tax bills, but a low tax rate
The median bill is $4,059 (Wisconsin: $3,792), because homes cost more. As a share of value it’s 1.07% a year, against 1.42% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
Aztalan vs. its neighbors
Zillow publishes no value for Aztalan. Lake Mills and Jefferson and Milford and Farmington have no Zillow value, so they are in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Aztalan | C+ | — | $381K | 1.07% | $1,210 |
| Jefferson | B− | $345K | $226K | 1.85% | $1,160 |
| Lake Mills | C | $431K | $317K | 1.54% | $1,220 |
| Johnson Creek | C+ | $420K | $314K | 1.74% | $1,290 |
| Milford | C | — | $388K | 1.02% | $1,250 |
| Farmington | C | — | $372K | 0.98% | $1,220 |
| Lake Mills | C | — | $454K | 1.24% | $1,270 |
| Jefferson | B− | — | $406K | 1.24% | $1,170 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Aztalan
Is Aztalan expensive to live in?
Measured against what households in the area earn, Aztalan costs more than 55% of U.S. towns: a C+ for cost of living. The typical home costs 4.6 years of the median household income of the Watertown-Fort Atkinson, WI micro area ($84K).
How much is rent in Aztalan?
HUD puts a two-bedroom at about $1,210 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $989 (Census 2020–24).
What are property taxes in Aztalan?
The median bill is $4,059 a year, 1.07% of the median home value (Wisconsin: $3,792, 1.42%), from the Census 2020–24.
Neighbors talk housing
What Aztalan buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.