Antigo Post Office · Photo: Jeff the quiet · Public domainFEMA expects less hazard damage per building in Antigo than in 96% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Antigo gets an A+ for hazard risk: lower expected damage per building than 96% of U.S. towns, #41 of 362 in Wisconsin. Most of that expected damage is river and rain flooding (79%), then tornadoes (16%). Flood insurance has paid 11 claims here since 1981.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Antigo faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Antigo’s grade
River and rain flooding is 79% of the building damage FEMA expects in Antigo, and Antigo’s rate of river and rain flooding damage is lower than 82% of U.S. census tracts. Next is tornadoes at 16% (higher than 70% of U.S. census tracts).
A+ #41 of 362 in Wisconsin; lower expected damage per building than 96% of U.S. towns (21,298).
Antigo’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Wisconsin town has lower expected damage than 79% of U.S. towns; within the state, Antigo has less expected damage per building than 89% of Wisconsin towns.
In dollars, FEMA expects about $5.4M a year in losses across Antigo: $1.6M to buildings, the rest to people and crops.
Does Antigo flood? Sometimes: 11 flood claims since 1981
Every paid claim on a federal flood insurance policy in Antigo, from FEMA’s records: 2.5 per 1,000 homes, fewer than 57% of the 13,809 U.S. towns with a flood insurance record.
Antigo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Langlade County.1 federal disaster brought FEMA money to Antigo
Disasters that paid out in Antigo itself (aid to households or repair grants to the City of Antigo), newest first, with that year’s flood claims.
- 2019Severe Storms, Tornadoes, Straight-line Winds, and Flooding$42K to the City of Antigo for repairs
Langlade County has had 5 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Antigo after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Antigo archive →Antigo and its neighbors
Antigo has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Antigo faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Antigo
Is Antigo at risk for natural disasters?
On FEMA’s National Risk Index, Antigo has lower expected damage per building than 96% of U.S. towns: A+ for hazard risk, #41 of 362 in Wisconsin. Most of the expected damage is river and rain flooding (79%) and tornadoes (16%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Antigo flood?
Flood insurance has paid 11 claims in Antigo since 1981, $62K in all, or 2.5 per 1,000 homes, fewer than 57% of U.S. towns with a flood insurance record.
Is Antigo in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Langlade County, 0.4% of all homes carry federal flood insurance.
How much is flood insurance in Antigo?
FEMA’s Community Rating System list shows no discount for Antigo’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Antigo?
By FEMA money that reached Antigo, Severe Storms, Tornadoes, Straight-line Winds, and Flooding (2019): $42K to the City of Antigo for repairs.
Is Antigo at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (79%), and Antigo’s rate for it is lower than 82% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Antigo.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Antigo’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.