Even on the area’s higher pay, Tracyton costs more to live in than 78% of U.S. towns
It ranks #103 of 285 in Washington for affordability.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Bremerton-Silverdale-Port Orchard, WA metro area ($104K). How TownRatings grades cost of living
The grade measures what housing costs against what households in the area earn. Tracyton’s area earns well above the typical U.S. town ($104K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 22% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 71% of renters.
In dollars
- $2,020a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 106prices across the Bremerton metro, where the U.S. is 100 (housing 130)BEA Regional Price Parities, 2024
In paychecks the grade
- 4.5 yrsof area income buys the typical home; the typical U.S. town: 3.3$104K, Bremerton-area income
- 21%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 71%of renters pay 30%+ of income for housing; across Washington: 50%Census 2020–24
- 22%of owners do; the typical U.S. town: 20%Census 2020–24
What Tracyton’s housing numbers say
About three in four homes sell above asking
In May, 86% of the homes that sold went for more than the asking price and 86% went under contract within two weeks. There was about 1 month of homes for sale at that pace, against 3.1 across Washington: 7 listings for 7 sales that month. Expect competition on well-priced homes. How fast homes sell ↓
About two in three renters are stretched
71% of renter households spend 30% or more of their income on rent, against 50% across Washington. A standard two-bedroom would take 23% of the median household income. Renting ↓
Written from the data on this page. There’s no Zillow index for Tracyton, so the typical value is an estimate: the Census median carried forward with the federal house price index; sales and supply are Redfin’s for May 2026; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Tracyton’s grade
Measured against what households in the area earn, Tracyton is more affordable than 22% of U.S. towns, #103 of 285 in Washington. Home prices pull the grade down most; property tax holds it up.
Home prices up 37% in 5 years
The federal house price index for the ZIP codes around Tracyton rose 37% over the past 5 years, slower than across Washington (44%). Last year prices rose 0.5%. Carrying the Census median home value forward with that index puts the typical Tracyton home at roughly $496,000 today.
Carrying the Census median forward with the index puts a typical home at about $496K.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Tracyton, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
Too few sales to read the market
Only 7 homes sold in May 2026, the latest month in Redfin’s figures: too few to describe the market or quote a median sale price.
A typical home costs 4.5 years of area income
The calculator starts from the area income the grade uses. Switch to Tracyton’s own median, or type yours.
That’s $83K short of a typical Tracyton home.
A two-bedroom rents for about $2,020 a month here, $900 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Tracyton’s typical property tax (0.77% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $2,020
Renters already here pay a median of $1,858.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Bremerton-Silverdale-Port Orchard, WA MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Property tax runs below the Washington norm
The median bill is $3,631 (Washington: $4,556), 0.77% of a home’s value a year, against 0.81% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Tracyton
Only figures published free for the whole country, each labeled with the area it covers: the Bremerton-Silverdale-Port Orchard, WA metro area, or Washington. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 106 | WA 107 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 105 | WA 104 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 92 | WA 93 | metro | BEA, 2024 |
| Other services U.S. = 100 | 99 | WA 104 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Tracyton vs. its neighbors
Zillow publishes no value for Tracyton. Erlands Point has no Zillow value, so it is in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Tracyton | C− | — | $470K | 0.77% | $2,020 |
| Bremerton | C− | $479K | $439K | 0.74% | $1,930 |
| Erlands Point | – | — | $564K | 1.09% | $1,910 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).
Questions about the cost of living in Tracyton
Is Tracyton expensive to live in?
Measured against what households in the area earn, Tracyton costs more than 78% of U.S. towns: a C− for cost of living, #103 of 285 in Washington. The typical home costs 4.5 years of the median household income of the Bremerton-Silverdale-Port Orchard, WA metro area ($104K).
How much is rent in Tracyton?
HUD puts a two-bedroom at about $2,020 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,858 (Census 2020–24).
What are property taxes in Tracyton?
The median bill is $3,631 a year, 0.77% of the median home value (Washington: $4,556, 0.81%), from the Census 2020–24.
Neighbors talk housing
What Tracyton buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.