FEMA expects more hazard damage per building in Grapeview than in 90% of U.S. towns, led by river and rain flooding
On FEMA’s National Risk Index, Grapeview gets a D for hazard risk: higher expected damage per building than 90% of U.S. towns. Most of that expected damage is river and rain flooding (48%), then earthquakes (45%). Flood insurance has paid 2 claims here since 2022.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Grapeview faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Coastal flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Grapeview’s grade
River and rain flooding is 48% of the building damage FEMA expects in Grapeview, and Grapeview’s rate of river and rain flooding damage is higher than 80% of U.S. census tracts. Earthquakes add 45%, at a rate in the top 8% of U.S. census tracts.
D higher expected damage per building than 90% of U.S. towns (21,298).
All of Grapeview’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $624K a year in losses across Grapeview: $528K to buildings, the rest to people and crops.
Does Grapeview flood? Rarely: 2 flood claims since 2022
Every paid claim on a federal flood insurance policy in Grapeview, from FEMA’s records: 2.9 per 1,000 homes, fewer than 52% of the 13,809 U.S. towns with a flood insurance record.
Grapeview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mason County.2 federal disasters brought FEMA money to Grapeview
Disasters that paid out in Grapeview itself (aid to households or repair grants to Grapeview), newest first, with that year’s flood claims.
- 2007Severe Storms, Flooding, Landslides, and Mudslides2 households applied for aid$1K aid approved
- 2003Severe Storms and Flooding3 households applied for aid$6K aid approved
Mason County has had 27 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Mason County, 2023–2023.
Old photos of Grapeview after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Grapeview archive →Grapeview and its neighbors
Grapeview has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Grapeview | Dmore damage than 90% | river and rain flooding | 2 |
| Vaughn | — | 753 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Grapeview faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Know your evacuation zone and the way off the coast.
- Storm surge comes fast: leave when you’re told, not when the water arrives.
- Move cars to high ground before king tides and nor’easters.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Grapeview
Is Grapeview at risk for natural disasters?
On FEMA’s National Risk Index, Grapeview has higher expected damage per building than 90% of U.S. towns: D for hazard risk. Most of the expected damage is river and rain flooding (48%) and earthquakes (45%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Grapeview flood?
Flood insurance has paid 2 claims in Grapeview since 2022, $41K in all, or 2.9 per 1,000 homes, fewer than 52% of U.S. towns with a flood insurance record.
Is Grapeview in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Mason County, 22% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.
How much is flood insurance in Grapeview?
FEMA’s Community Rating System list shows no discount for Grapeview’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Grapeview?
By FEMA money that reached Grapeview, Severe Storms and Flooding (2003): 3 households applied for aid, $6K approved.
Is Grapeview at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (48%), and Grapeview’s rate for it is higher than 80% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Grapeview.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Grapeview’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.