Guest, Sign inJoin

Post to Chico

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
Washington›Kitsap County

ChicoWA

A town of 3,336, settled in 1889.

Is Chico a good place to live?

Chico grades A− overall, 29th of 285 graded towns in Washington, with clear strengths and some subjects that lag. The median household earns $140K and it is healthier than 90% of U.S. towns. On the other side, FEMA rates its natural-hazard risk higher than 78% of U.S. communities, with earthquakes at the top. Only 6 of the 285 Washington towns we compare have a lower share of residents below the poverty line than Chico. Chico's schools outperform 74% of the state's.

What makes Chico stand out

Where Chico beats most towns.

A growing town

Chico has grown 21% from 2010 to 2020

2,259 counted in 2010 and 2,723 in 2020.

2,2592010
2,7232020

U.S. Census 2010 & 2020 counts

How Chico grades

Each subject compared with towns across the country (schools within Washington), ordered by how far Chico is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

Space Needle and 136 more within 40 miles

Museums, parks, gardens and other places to visit around Chico. Close and well known come first.

All 158 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Space Needle: Another Believer, CC BY-SA 4.0 · Climate Pledge Arena: Sea Cow, CC BY-SA 4.0 · Lumen Field: "Smart Destinations", GoSeattleCard.com, and Go Seattle Card Blog, CC BY-SA 2.0 · Olympic National Park: Wsiegmund, CC BY 2.5 · T-Mobile Park: MyName (Cacophony), CC BY-SA 3.0 · Seattle Underground: Mark Hursh, CC BY-SA 3.0

Getting set up

Moving to Chico: who provides what

Chico is unincorporated, so Kitsap County and regional agencies provide most services.

PowerPuget Sound Energy17.0¢/kWh · EIA 2025HIFLD · EIA
WaterSilverdale Water Dist 16No health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesKitsap CountyKitsap County provides services here
SchoolsCentral Kitsap School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Washington you can register online until 8 days before Election Day, in person up to and including Election Day, or by mail (received 8 days before).vote.gov
Who runs elections hereKitsap County AuditorKitsap County; contacts on the Handbook page.FVAP, Sep 2024
ZIP codes98312, 9838398312 70% · 98383 30%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 30, 2026.

The data

Ordered by what stands out in Chico.

Chico has cooler summers than nearly all U.S. towns, has less no health insurance than most of Washington and sends most of its workers to Silverdale and beyond.

HealthA

Chico’s grade for health is an A

Its widest gap with Washington is no health insurance: 5.4% of those 18–64 have no health insurance, against 8.4% statewide. Against the 3,517 U.S. towns with household incomes like Chico’s, it is healthier than 65%, a smaller edge than it has nationally: part of it comes with its incomes.

15% of Chico adults get no exercise outside work, where Washington’s towns sit at 18% and U.S. towns at 25%. 9.1% of Chico adults smoke cigarettes. Chico beats the Washington average on 13 of 31 CDC measures and trails it on 3.

91%healthier than U.S. townsAHealth Grade
ChicoWashington townsU.S. towns
Get no exercise (CDC PLACES)15%18%25%
Frequent mental distress (CDC PLACES)15%17%17%
Smoke cigarettes (CDC PLACES)9.1%11%14%
Fair or poor health (CDC PLACES)14%17%19%
31 measures vs. Washington
13 better15 too close to call3 worse
What stands outChicoWA
Fewer uninsured adults5.4%8.4%
Fewer older adults who have lost all their teeth6.4%9%
More adults who have had cancer10.4%7.9%
Virginia Mason Medical Center
18.2 mi away · emergency room
None
primary care, dental or mental-health shortage
79th
percentile among WA towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade A

Most working residents commute out of Chico

Chico has 191 jobs for its 966 working residents: even if every job went to a resident, most would still commute out.

Most working residents leave Chico for work: only 1% work in town. Chico’s median household income is $141,000, above both Washington’s towns ($98,000) and U.S. towns ($80,000). Since 2013, Chico has added 64 jobs, to 191 in 2023.

1%work in town
ChicoWashington townsU.S. towns
Median household income$141,000$98,000$80,000
Working residents who work in town1.1%5%8%
Average trip to work25 minutes27 minutes25 minutes

Where working residents work

In Chico1%
Silverdale16%
Seattle15%
Bremerton15%
Poulsbo4%
10 mi
median commute distance
191
jobs based in Chico
A commuter town
jobs vs. working residents
C+
Walkability grade: more walkable than 40% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade C−

High risk in Chico, with earthquakes at the top

78risk score of 100
FEMA risk score
78High riskLowerHigher
EarthquakesInland flooding

FEMA National Risk Index · OpenFEMA

Climate

In Chico, expect mild winters and pleasant summers

July afternoons average 75.6°, cooler than in 98% of U.S. towns; January nights average 35.3°.

Chico has mild winters and cool summers, with plenty of rain. Chico’s July high is 76°F. About 3 inches of snow falls in a winter.

3″snow a winter
ChicoWashington townsU.S. towns
July high76°F77°F85°F
January low35°F35°F22°F

Typical low → high °F

Winter35–46°
Spring41–59°
Summer53–74°
Fall44–60°
Nov 14
typical first frost
Mar 29
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsC+

3.3% of Chico is conserved land

0.6 miles of trail in 2 parks and preserves. The trail density in Chico is 0.3 miles per square mile.

3.3%conserved
ChicoWashington townsU.S. towns
Miles of trail per square mile0.3 miles per square mile0.80.4
Conserved land3.3%4%4.3%
3.3%
conserved · 51 of 1,534 acres
0.6 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Chico Creek Estuary—4
2. Chico Creek Estuary Conservation Easement—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade C

The median home in Chico sells for about $562K

85% of households own their home in Chico.

$562Kmedian sale price
ChicoWashington townsU.S. towns
Households that own their home85%70%73%
Median rent$1,610 a month$1,740 a month$1,185 a month
3
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Chico

17pages on Chico
After high school

Colleges nearby

1 within 15 miles of the center of Chico

A commuter town

99% of working residents leave Chico for work

Where Chico’s working residents go each day. Line width shows the share.

16% → Silverdale Silverdale 16% 15% → Seattle Seattle 15% 15% → Bremerton Bremerton 15% 4% → Poulsbo Poulsbo 4% 4% → Bellevue Bellevue 4% 3% → Port Orchard Port Orchard 3% Chico · 1% stay
191jobs based in Chico
1%of working residents work in town
10 mimedian commute distance

Census LEHD 2023

About Chico

Unincorporated community in Washington, United States

Chico is an unincorporated community and census-designated place (CDP) in Kitsap County, Washington, United States. Named in 1889 for a Suquamish head chief, Chico is located on the Dyes Inlet waterfront, south of Silverdale. At the 2020 census the community had a population of 2,723.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
2.3 sq mi
Elevation
33 ft
Area code
360

Chico’s neighbors

3 towns share a border with Chico.

Explore the map →
How the neighbors grade
TownWA rankOverallCostSafetySchoolsHealth
Chico#29A−C—B+A
Kitsap Lake——C+—B+B+
Erlands Point——————
Silverdale#78BD—B+A

Kitsap Lake has fewer than 2,500 residents, so it gets subject grades but no overall grade. Chico, Kitsap Lake and Silverdale report no FBI crime data of their own. Erlands Point isn’t graded (fewer than 1,000 residents, or not enough data). Compare Chico with a neighbor →

Questions about Chico

Short answers, built from the data on this page.

Is Chico, WA a good place to live?

By most measures, yes. Chico grades A− overall, better than 80% of U.S. towns and #29 of 285 in Washington. It grades A for health and B+ for schools. Hazard risk is its weak spot, with a C−.

Is Chico, WA expensive?

The typical home is worth about $673,000, 14% above the Washington typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C.