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Marshfield VT 9-27-25Photo: Ascended Dreamer · CC BY 4.0
–Not graded
Natural hazards in Marshfield · FEMA

Storms, floods and disasters in Marshfield

Marshfield isn’t graded for hazard risk: Marshfield has 470 residents; we grade towns of 1,000 or more. Flood insurance has paid 4 claims here since 2023.

Flood claims
4
paid since 2023 · $95K
Flooded more than once
1
properties
Disasters paid out here
4
of 29 declared for Washington County
By hazard

What Marshfield faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

92%of expected building damage
Above average · higher than 70% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Hurricanes Earthquakes Ice storms Winter storms Strong wind Lightning Tornadoes Landslides top 4% Wildfire Hail Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Marshfield flood? Rarely: 4 flood claims since 2023

Every paid claim on a federal flood insurance policy in Marshfield, from FEMA’s records.

Paid flood claims, by year
2023: 3 claims2024: 1 claim2025: 0 claims2026: 0 claims20232024
20232026
Biggest named events
  • The Vermont/New York Flooding3 claims · $90K
4
paid claims since 2023
$95K
paid to owners
1
homes flooded more than once
$24K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Marshfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.
What’s been done with FEMA grants
2flood-prone properties bought out and cleared
Disasters

4 federal disasters brought FEMA money to Marshfield

Disasters that paid out in Marshfield itself (aid to households or repair grants to the Village of Marshfield), newest first, with that year’s flood claims.

  1. 2024Severe Storm, Flooding, Landslides, and Mudslides8 households applied for aid$57K aid approved1 flood claim paid that year
  2. 2023Severe Storms, Flooding, Landslides, and Mudslides89 households applied for aid$552K aid approved$34K to the Village of Marshfield for repairs3 flood claims paid that year
  3. 2011Tropical Storm Irene7 households applied for aid$58K aid approved
  4. 2011Severe Storms and Flooding12 households applied for aid$9K aid approved
Disasters declared, by decade
Paid out in MarshfieldWashington County only

Washington County has had 29 natural disasters declared by the President since 1953, most often severe storms, then floods.

Were you here?

Old photos of Marshfield after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Marshfield archive →
Be ready

Get ready for what Marshfield faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Marshfield

Does Marshfield flood?

Flood insurance has paid 4 claims in Marshfield since 2023, $95K in all. 1 properties have flooded more than once. The most claims came from Vermont/New York Flooding (3).

Is Marshfield in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Washington County, 38% of homes in mapped flood zones carry federal flood insurance, and 2.3% of all homes do.

How much is flood insurance in Marshfield?

FEMA’s Community Rating System list shows no discount for Marshfield’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Marshfield?

By FEMA money that reached Marshfield, Severe Storms, Flooding, Landslides, and Mudslides (2023): 89 households applied for aid, $552K approved, and $34K to the Village of Marshfield for repairs. By flood claims, Vermont/New York Flooding: 3 paid, $90K.

Storm stories

Memories, warnings and help from neighbors in Marshfield.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Marshfield’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.