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–Not graded
Natural hazards in Lemington · FEMA

Storms, floods and disasters in Lemington

Lemington isn’t graded for hazard risk: Lemington has 108 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
2
of 26 declared for Essex County
By hazard

What Lemington faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

92%of expected building damage
Well above average · higher than 86% of U.S. census tracts
Recorded about once every 1 years in the area
Smaller shares here
 Hurricanes Earthquakes Winter storms Strong wind Ice storms Lightning Tornadoes Wildfire Landslides Hail Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 9% of Lemington’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lemington flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Lemington. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Lemington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Essex County.
Disasters

2 federal disasters brought FEMA money to Lemington

Disasters that paid out in Lemington itself (aid to households or repair grants to the Town of Lemington), newest first, with that year’s flood claims.

  1. 2024Severe Storms, Flooding, Landslides, and Mudslides1 households applied for aid$2K aid approved
  2. 2024Severe Storm, Flooding, Landslides, and Mudslides1 households applied for aid$3K aid approved
Disasters declared, by decade
Paid out in LemingtonEssex County only

Essex County has had 26 natural disasters declared by the President since 1953, most often severe storms, then floods.

Were you here?

Old photos of Lemington after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Lemington archive →
Next door

Lemington and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Columbia: not gradedColebrook: hazard risk DCanaan: not gradedBloomfield: not gradedColumbiaColebrookCanaanBloomfieldLemington
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
ColebrookDmore damage than 88%river and rain flooding1
Columbia—683 residents; we grade 1,000+
Canaan—810 residents; we grade 1,000+
Bloomfield—234 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Lemington faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Lemington

Is Lemington in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Essex County, 0.4% of all homes carry federal flood insurance.

How much is flood insurance in Lemington?

FEMA’s Community Rating System list shows no discount for Lemington’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Lemington?

By FEMA money that reached Lemington, Severe Storm, Flooding, Landslides, and Mudslides (2024): 1 households applied for aid, $3K approved.

Storm stories

Memories, warnings and help from neighbors in Lemington.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lemington’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.