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Gifford Woods State ParkGifford Woods State Park · Photo: Magicpiano · CC BY-SA 3.0
AHazard risk
Natural hazards in Killington · FEMA

FEMA expects less hazard damage per building in Killington than in 86% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Killington gets an A for hazard risk: lower expected damage per building than 86% of U.S. towns. Most of that expected damage is river and rain flooding (85%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 85%Hurricanes 5%Strong wind 3%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 86%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
A
in Vermont · lower than 86% of U.S. towns
Main hazard
River and rain flooding
85% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
3
of 19 declared for Rutland County

What stands out about Killington’s natural hazards

From FEMA’s model and FEMA’s records, below.

Lower expected damage than 86% of U.S. townsFEMA’s model of yearly storm and flood damage per dollar of building.Landslides: the top 2% of U.S. tractsFEMA’s building-damage rate for landslides here ranks in the top 2% of U.S. census tracts; it is 0.7% of the damage it expects.
By hazard

What Killington faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

85%of expected building damage
Below average · lower than 62% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Hurricanes Strong wind Earthquakes Tornadoes Ice storms Winter storms Landslides top 2% Lightning Wildfire Hail Cold waves Heat waves Avalanches top 1%
FEMA models no building damage here
Coastal floodingTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 8% of Killington’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Killington’s grade

River and rain flooding is 85% of the building damage FEMA expects in Killington, and Killington’s rate of river and rain flooding damage is lower than 62% of U.S. census tracts.

Where Killington sits
Killington
Least damageMiddleMost damage

A lower expected damage per building than 86% of U.S. towns (21,298).

All of Killington’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding85%Hurricanes5%Everything else10%

In dollars, FEMA expects about $543K a year in losses across Killington: $449K to buildings, the rest to people and crops.

Shared tract.All of Killington’s 1,407 residents (2020 census) live in one census tract, which it shares with Mendon town (1,149 residents) and Shrewsbury town (1,096 residents) and Killington Village CDP (861 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Killington flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Killington. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Killington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rutland County.
Disasters

3 federal disasters brought FEMA money to Killington

Disasters that paid out in Killington itself (aid to households or repair grants to the Town of Killington), newest first, with that year’s flood claims.

  1. 2023Severe Storms, Flooding, Landslides, and Mudslides13 households applied for aid$30K aid approved$3.8M to the Town of Killington for repairs
  2. 2014Severe Winter Storm$17K to the Town of Killington for repairs
  3. 2011Tropical Storm Irene120 households applied for aid$108K aid approved$1.9M to the Town of Killington for repairs
Disasters declared, by decade
Paid out in KillingtonRutland County only

Rutland County has had 19 natural disasters declared by the President since 1953, most often severe storms, then floods.

Were you here?

Old photos of Killington after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Killington archive →
Next door

Killington and its neighbors

Killington is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Mendon: hazard risk ABridgewater: not gradedChittenden: hazard risk BPittsfield: not gradedMendonBridgewaterChittendenPittsfieldKillington
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
MendonAless damage than 86%river and rain flooding21
KillingtonAless damage than 86%river and rain flooding0
ChittendenBless damage than 55%river and rain flooding1
Bridgewater—980 residents; we grade 1,000+
Pittsfield—391 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Killington faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Killington

Is Killington at risk for natural disasters?

On FEMA’s National Risk Index, Killington has lower expected damage per building than 86% of U.S. towns: A for hazard risk. Most of the expected damage is river and rain flooding (85%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Killington in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Rutland County, 19% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.

How much is flood insurance in Killington?

FEMA’s Community Rating System list shows no discount for Killington’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Killington?

By FEMA money that reached Killington, Severe Storms, Flooding, Landslides, and Mudslides (2023): 13 households applied for aid, $30K approved, and $3.8M to the Town of Killington for repairs.

Is Killington at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (85%), and Killington’s rate for it is lower than 62% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Killington.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Killington’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.