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AHazard risk
Natural hazards in Jericho · FEMA

On FEMA’s figures, Jericho faces less hazard damage per building than 87% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Jericho gets an A for hazard risk: lower expected damage per building than 87% of U.S. towns, #13 of 71 in Vermont. Most of that expected damage is river and rain flooding (89%). Flood insurance has paid 5 claims here since 2011.

River and rain flooding 89%Earthquakes 4%Hurricanes 2%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 87%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#13 of 71 in Vermont
Hazard risk
A#13 of 71
in Vermont · lower than 87% of U.S. towns
Main hazard
River and rain flooding
89% of expected building damage
Flood claims
5
paid since 2011 · $61K
Flooded more than once
1
properties
Disasters paid out here
9
of 29 declared for Chittenden County
By hazard

What Jericho faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

89%of expected building damage
About average · lower than 60% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Earthquakes Hurricanes Strong wind Ice storms Tornadoes Winter storms Lightning Landslides Hail Wildfire Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Jericho’s grade

River and rain flooding is 89% of the building damage FEMA expects in Jericho, and Jericho’s rate of river and rain flooding damage is lower than 60% of U.S. census tracts.

Where Jericho sits
Jericho
Least damageMiddleMost damage

A #13 of 71 in Vermont; lower expected damage per building than 87% of U.S. towns (21,298).

All of Jericho’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding89%Earthquakes4%Everything else7%

The typical Vermont town has lower expected damage than 66% of U.S. towns; within the state, Jericho has less expected damage per building than 83% of Vermont towns.

In dollars, FEMA expects about $946K a year in losses across Jericho: $751K to buildings, the rest to people and crops.

Shared tract.All of Jericho’s 5,104 residents (2020 census) live in one census tract, which it shares with Jericho Center CDP (0 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Jericho flood? Rarely: 5 flood claims since 2011

Every paid claim on a federal flood insurance policy in Jericho, from FEMA’s records: 2.3 per 1,000 homes, fewer than 58% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2011: 2 claims2012: 0 claims2013: 3 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims20112013
20112026
5
paid claims since 2011
$61K
paid to owners
1
homes flooded more than once
$12K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Jericho isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chittenden County.
Disasters

9 federal disasters brought FEMA money to Jericho

Disasters that paid out in Jericho itself (aid to households or repair grants to the Town of Jericho), newest first, with that year’s flood claims.

  1. 2024Severe Storm, Flooding, Landslides, and Mudslides50 households applied for aid$434K aid approved$632K to the Town of Jericho for repairs
  2. 2023Severe Storms, Flooding, Landslides, and Mudslides12 households applied for aid$67K aid approved
  3. 2017Severe Storm and Flooding$8K to the Town of Jericho for repairs
  4. 2013Severe Storms and Flooding$238K to the Town of Jericho for repairs
  5. 2013Severe Storms and Flooding$75K to the Town of Jericho for repairs
  6. 2011Tropical Storm Irene6 households applied for aid$161 aid approved
Show all 9
  1. 2011Severe Storms and Flooding13 households applied for aid$23K aid approved$91K to the Town of Jericho for repairs
  2. 2010Severe Storm$4K to the Town of Jericho for repairs
  3. 2001Snow$7K to the Town of Jericho for repairs
Disasters declared, by decade
Paid out in JerichoChittenden County only

Chittenden County has had 29 natural disasters declared by the President since 1953, most often severe storms, then floods.

Were you here?

Old photos of Jericho after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Jericho archive →
Next door

Jericho and its neighbors

Jericho is 3rd of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Williston: hazard risk AEssex: hazard risk AUnderhill: hazard risk BBolton: hazard risk BRichmond: hazard risk C−WillistonEssexUnderhillBoltonRichmondJericho
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
WillistonAless damage than 89%river and rain flooding3
EssexAless damage than 89%river and rain flooding1
JerichoAless damage than 87%river and rain flooding5
UnderhillBless damage than 62%river and rain flooding10
BoltonBless damage than 62%river and rain flooding14
RichmondC−more damage than 81%river and rain flooding50

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Jericho faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Jericho

Is Jericho at risk for natural disasters?

On FEMA’s National Risk Index, Jericho has lower expected damage per building than 87% of U.S. towns: A for hazard risk, #13 of 71 in Vermont. Most of the expected damage is river and rain flooding (89%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Jericho flood?

Flood insurance has paid 5 claims in Jericho since 2011, $61K in all, or 2.3 per 1,000 homes, fewer than 58% of U.S. towns with a flood insurance record. 1 properties have flooded more than once.

Is Jericho in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Chittenden County, 35% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.

How much is flood insurance in Jericho?

FEMA’s Community Rating System list shows no discount for Jericho’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Jericho?

By FEMA money that reached Jericho, Severe Storm, Flooding, Landslides, and Mudslides (2024): 50 households applied for aid, $434K approved, and $632K to the Town of Jericho for repairs.

Is Jericho at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (89%), and Jericho’s rate for it is lower than 60% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Jericho.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Jericho’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.