Photo: Philroc · CC BY-SA 4.0FEMA expects less hazard damage per building in Tuckahoe than in 80% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Tuckahoe gets an A− for hazard risk: lower expected damage per building than 80% of U.S. towns, #138 of 253 in Virginia. Most of that expected damage is river and rain flooding (74%), then earthquakes (15%). Flood insurance has paid 108 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Tuckahoe’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Tuckahoe faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Tuckahoe’s grade
River and rain flooding is 74% of the building damage FEMA expects in Tuckahoe, and Tuckahoe’s rate of river and rain flooding damage is lower than 65% of U.S. census tracts. Next is earthquakes at 15% (higher than 77% of U.S. census tracts).
A− #138 of 253 in Virginia; lower expected damage per building than 80% of U.S. towns (21,298).
Tuckahoe’s residents live in 15 census tracts; FEMA’s figures are combined by where they live.
The typical Virginia town has lower expected damage than 81% of U.S. towns; within the state, Tuckahoe has more expected damage per building than 54% of Virginia towns.
In dollars, FEMA expects about $8.3M a year in losses across Tuckahoe: $6.2M to buildings, the rest to people and crops.
Does Tuckahoe flood? Yes: 108 flood claims since 1978
Every paid claim on a federal flood insurance policy in Tuckahoe, from FEMA’s records: 5.2 per 1,000 homes, more than 61% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Fran5 claims · $191K
- Hurricane Eta3 claims · $98K
- Hurricane Florence2 claims · $28K
Tuckahoe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Henrico County.The storms Tuckahoe remembers
None of the 18 disasters declared for Henrico County shows FEMA aid or repair money reaching Tuckahoe itself in FEMA’s records, so these are its biggest flood-claim years.
- 198517 flood claims paidThe year of Severe Storms and Flooding, declared for Henrico County
- 197915 flood claims paidNo declaration for the county that year
- 199614 flood claims paidThe year of Hurricane Fran and Associated Severe Storm Cond, declared for Henrico County
Henrico County has had 18 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Tuckahoe after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Tuckahoe archive →Tuckahoe and its neighbors
Tuckahoe is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Richmond | Aless damage than 91% | river and rain flooding | 427 |
| Short Pump | Aless damage than 86% | river and rain flooding | — |
| Tuckahoe | A−less damage than 80% | river and rain flooding | 108 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Tuckahoe faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Tuckahoe
Is Tuckahoe at risk for natural disasters?
On FEMA’s National Risk Index, Tuckahoe has lower expected damage per building than 80% of U.S. towns: A− for hazard risk, #138 of 253 in Virginia. Most of the expected damage is river and rain flooding (74%) and earthquakes (15%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Tuckahoe flood?
Flood insurance has paid 108 claims in Tuckahoe since 1978, $1.6M in all, or 5.2 per 1,000 homes, more than 61% of U.S. towns with a flood insurance record. The most claims came from Hurricane Fran (5).
Is Tuckahoe in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Henrico County, 95% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.
How much is flood insurance in Tuckahoe?
FEMA’s Community Rating System list shows no discount for Tuckahoe’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Tuckahoe?
By flood claims, Hurricane Fran: 5 paid, $191K.
Is Tuckahoe at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (74%), and Tuckahoe’s rate for it is lower than 65% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Tuckahoe.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Tuckahoe’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.