Edgewood · Photo: Nyttend · Public domainMore hazard damage per building is expected in Stanleytown than in 74% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Stanleytown gets a C for hazard risk: higher expected damage per building than 74% of U.S. towns. Most of that expected damage is river and rain flooding (91%). Flood insurance has paid 48 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Stanleytown faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Stanleytown’s grade
River and rain flooding is 91% of the building damage FEMA expects in Stanleytown, and Stanleytown’s rate of river and rain flooding damage is higher than 86% of U.S. census tracts.
C higher expected damage per building than 74% of U.S. towns (21,298).
Stanleytown’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.1M a year in losses across Stanleytown: $945K to buildings, the rest to people and crops.
Does Stanleytown flood? Sometimes: 48 flood claims since 1979
Every paid claim on a federal flood insurance policy in Stanleytown, from FEMA’s records: 54.2 per 1,000 homes, more than 93% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Fran7 claims · $51K
- Hurricane Michael1 claim · $98
- The October severe storms1 claim · $8K
Stanleytown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Henry County.The storms Stanleytown remembers
None of the 12 disasters declared for Henry County shows FEMA aid or repair money reaching Stanleytown itself in FEMA’s records, so these are its biggest flood-claim years.
- 19968 flood claims paidThe year of Hurricane Fran and Associated Severe Storm Cond, declared for Henry County
- 20108 flood claims paidNo declaration for the county that year
- 19877 flood claims paidNo declaration for the county that year
Henry County has had 12 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Stanleytown after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Stanleytown archive →Stanleytown and its neighbors
Stanleytown is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Stanleytown faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Stanleytown
Is Stanleytown at risk for natural disasters?
On FEMA’s National Risk Index, Stanleytown has higher expected damage per building than 74% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (91%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Stanleytown flood?
Flood insurance has paid 48 claims in Stanleytown since 1979, $1.4M in all, or 54.2 per 1,000 homes, more than 93% of U.S. towns with a flood insurance record. The most claims came from Hurricane Fran (7).
Is Stanleytown in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Henry County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Stanleytown?
FEMA’s Community Rating System list shows no discount for Stanleytown’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Stanleytown?
By flood claims, Hurricane Fran: 7 paid, $51K.
Is Stanleytown at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (91%), and Stanleytown’s rate for it is higher than 86% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Stanleytown.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Stanleytown’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.