Storms, floods and disasters in Oak Hall
Oak Hall isn’t graded for hazard risk: Oak Hall has 86 residents; we grade towns of 1,000 or more.
What Oak Hall faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Oak Hall flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Oak Hall. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Oak Hall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Accomack County.1 federal disaster brought FEMA money to Oak Hall
Disasters that paid out in Oak Hall itself (aid to households or repair grants to Oak Hall), newest first, with that year’s flood claims.
- 2003Hurricane Isabel3 households applied for aid$1K aid approved
Accomack County has had 15 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Oak Hall after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Oak Hall archive →Get ready for what Oak Hall faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Oak Hall
Is Oak Hall in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Accomack County, 42% of homes in mapped flood zones carry federal flood insurance, and 13.4% of all homes do.
How much is flood insurance in Oak Hall?
FEMA’s Community Rating System list shows no discount for Oak Hall’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Oak Hall?
By FEMA money that reached Oak Hall, Hurricane Isabel (2003): 3 households applied for aid, $1K approved.
Storm stories
Memories, warnings and help from neighbors in Oak Hall.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Oak Hall’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.