FEMA expects about as much hazard damage per building in Lyndhurst as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Lyndhurst gets a C+ for hazard risk: higher expected damage per building than 56% of U.S. towns. Most of that expected damage is river and rain flooding (87%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Lyndhurst faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Lyndhurst’s grade
River and rain flooding is 87% of the building damage FEMA expects in Lyndhurst, and Lyndhurst’s rate of river and rain flooding damage is higher than 74% of U.S. census tracts. Next is hurricanes at 6% (higher than 72% of U.S. census tracts).
C+ higher expected damage per building than 56% of U.S. towns (21,298).
Lyndhurst’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $551K a year in losses across Lyndhurst: $419K to buildings, the rest to people and crops.
Does Lyndhurst flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Lyndhurst. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Lyndhurst isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Augusta County.1 federal disaster brought FEMA money to Lyndhurst
Disasters that paid out in Lyndhurst itself (aid to households or repair grants to Lyndhurst), newest first, with that year’s flood claims.
- 2003Hurricane Isabel38 households applied for aid$121K aid approved
Augusta County has had 21 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Lyndhurst after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lyndhurst archive →Lyndhurst and its neighbors
Lyndhurst is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Stuarts Draft | Aless damage than 85% | river and rain flooding | 1 |
| Waynesboro | B−more damage than 50% | river and rain flooding | 293 |
| Lyndhurst | C+more damage than 56% | river and rain flooding | 0 |
| Sherando | — | 281 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lyndhurst faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lyndhurst
Is Lyndhurst at risk for natural disasters?
On FEMA’s National Risk Index, Lyndhurst has higher expected damage per building than 56% of U.S. towns: C+ for hazard risk. Most of the expected damage is river and rain flooding (87%) and hurricanes (6%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Lyndhurst in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Augusta County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Lyndhurst?
FEMA’s Community Rating System list shows no discount for Lyndhurst’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lyndhurst?
By FEMA money that reached Lyndhurst, Hurricane Isabel (2003): 38 households applied for aid, $121K approved.
Is Lyndhurst at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (87%), and Lyndhurst’s rate for it is higher than 74% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Lyndhurst.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lyndhurst’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.