Shirley · Photo: P. Hughes · CC BY 4.0Less hazard damage per building is expected in Enon than in 81% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Enon gets an A− for hazard risk: lower expected damage per building than 81% of U.S. towns, #128 of 253 in Virginia. Most of that expected damage is river and rain flooding (74%), then hurricanes (14%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Enon faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Enon’s grade
River and rain flooding is 74% of the building damage FEMA expects in Enon, and Enon’s rate of river and rain flooding damage is lower than 64% of U.S. census tracts. Next is hurricanes at 14% (higher than 81% of U.S. census tracts).
A− #128 of 253 in Virginia; lower expected damage per building than 81% of U.S. towns (21,298).
Enon’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Virginia town has lower expected damage than 81% of U.S. towns; within the state, Enon has more expected damage per building than 50% of Virginia towns.
In dollars, FEMA expects about $571K a year in losses across Enon: $460K to buildings, the rest to people and crops.
Does Enon flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Enon. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Enon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chesterfield County.The storms Enon remembers
None of the 21 disasters declared for Chesterfield County shows FEMA aid or repair money reaching Enon itself in FEMA’s records, so these are its biggest flood-claim years.
Chesterfield County has had 21 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Enon and its neighbors
Enon has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Enon | A−less damage than 81% | river and rain flooding | 0 |
| Hopewell | Bless damage than 62% | river and rain flooding | 13 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Enon faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Enon
Is Enon at risk for natural disasters?
On FEMA’s National Risk Index, Enon has lower expected damage per building than 81% of U.S. towns: A− for hazard risk, #128 of 253 in Virginia. Most of the expected damage is river and rain flooding (74%) and hurricanes (14%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Enon in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Chesterfield County, 26% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Enon?
FEMA’s Community Rating System list shows no discount for Enon’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Enon at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (74%), and Enon’s rate for it is lower than 64% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Enon.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Enon’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.