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Cable Mountain Draw WorksCable Mountain Draw Works · Photo: Andrey Zharkikh from Salt Lake City, USA · CC BY 2.0
–Not graded
Natural hazards in Springdale · FEMA

Storms, floods and disasters in Springdale

Springdale isn’t graded for hazard risk: Springdale has 421 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2021.

Flood claims
1
paid since 2021 · $445K
Disasters paid out here
0
of 5 declared for Washington County
By hazard

What Springdale faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

55%of expected building damage
Above average · higher than 72% of U.S. census tracts
Recorded about 7 times a year in the area

Wildfire

41%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Smaller shares here
 Landslides top 1% Earthquakes Strong wind Tornadoes Hail Winter storms Ice storms Cold waves Heat waves Lightning Avalanches top 0% Volcanic activity top 4%
FEMA models no building damage here
Coastal floodingHurricanesTsunamis
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts avalanches at 16% of Springdale’s expected losses. Avalanches do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Springdale flood? Rarely: 1 flood claim since 2021

Every paid claim on a federal flood insurance policy in Springdale, from FEMA’s records.

Paid flood claims, by year
2021: 1 claim2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2021
20212026
1
paid claims since 2021
$445K
paid to owners
0
homes flooded more than once
$445K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Springdale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.
Disasters

The storms Springdale remembers

None of the 5 disasters declared for Washington County shows FEMA aid or repair money reaching Springdale itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20211 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in SpringdaleWashington County only

Washington County has had 5 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 6 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Washington County, 2004–2025.

Were you here?

Old photos of Springdale after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Springdale archive →
Next door

Springdale and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Rockville: not gradedRockvilleSpringdale
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Rockville—260 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Springdale faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Springdale

Does Springdale flood?

Flood insurance has paid 1 claim in Springdale since 2021, $445K in all.

Is Springdale in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Washington County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Springdale?

FEMA’s Community Rating System list shows no discount for Springdale’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Springdale.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Springdale’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.