Even on the area’s higher pay, Riverdale costs more to live in than 58% of U.S. towns
It ranks #49 of 119 in Utah for affordability. Up 0.7% in a year, 15% below the Utah typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Ogden, UT metro area ($101K). How TownRatings grades cost of living
The grade measures what housing costs against what households in the area earn. Riverdale’s area earns well above the typical U.S. town ($101K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 25% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 60% of renters.
In dollars
- $452Ktypical home, 15% below the Utah typical homeZillow, September 2026
- $1,530a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 100prices across the Ogden metro, where the U.S. is 100 (housing 118)BEA Regional Price Parities, 2024
In paychecks the grade
- 3.9 yrsof area income buys the typical home; the typical U.S. town: 3.3$101K, Ogden-area income
- 18%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 60%of renters pay 30%+ of income for housing; across Utah: 47%Census 2020–24
- 25%of owners do; the typical U.S. town: 20%Census 2020–24
Housing in Riverdale, in brief
About two in three renters are stretched
60% of renter households spend 30% or more of their income on rent, against 47% across Utah. A standard two-bedroom would take 27% of the median household income. Renting ↓
Homes haven’t kept up with new residents
Between the 2010 and 2020 censuses, Riverdale gained 917 residents while 157 new homes were permitted: about 5.8 new residents per new home, against 2.7 across Utah. New homes ↓
Very little new building
Riverdale permitted 241 new homes over the past 10 years, about 2.6 a year per 1,000 residents. Across Utah, the pace in 2025 was 8.8. In 2025, Riverdale permitted 69. New homes ↓
Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; sales and supply are Redfin’s for May 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Riverdale’s grade
Measured against what households in the area earn, Riverdale is more affordable than 42% of U.S. towns, #49 of 119 in Utah. The share of households paying 30%+ for housing pulls the grade down most; property tax holds it up.
Prices here have kept pace with Utah: up 13.0% in five years, against 12.5% statewide (Zillow).
Up 13% in five years
About the same pace as Utah (12.5%).
Show as a table
| January | Riverdale | Utah |
|---|---|---|
| 2017 | $213,000 | $273,000 |
| 2018 | $236,000 | $298,000 |
| 2019 | $262,000 | $325,000 |
| 2020 | $287,000 | $349,000 |
| 2021 | $333,000 | $399,000 |
| 2022 | $419,000 | $496,000 |
| 2023 | $427,000 | $512,000 |
| 2024 | $437,000 | $513,000 |
| 2025 | $448,000 | $525,000 |
| 2026 | $457,000 | $536,000 |
| September 2026 | $452,000 | $533,000 |
A typical Riverdale home worth $207K in October 2016 is worth about $452K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
Too few sales to read the market
Only 8 homes sold in May 2026, the latest month in Redfin’s figures: too few to describe the market or quote a median sale price.
A typical home costs 3.9 years of area income
The calculator starts from the area income the grade uses. Switch to Riverdale’s own median, or type yours.
That’s $36K short of a typical Riverdale home.
A two-bedroom rents for about $1,530 a month here, $1,030 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Riverdale’s typical property tax (0.52% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,530
Renters already here pay a median of $1,502.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Ogden, UT MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
69 new homes permitted in 2025
Builders were permitted 69 new homes in Riverdale in 2025: 30 single-family houses and 39 in buildings with two or more homes, worth about $14.1 million to build. That's 7.4 per 1,000 residents, about the pace of Utah as a whole. Over the past 10 years, Riverdale has permitted 241 homes in all.
Between the 2010 and 2020 censuses, Riverdale gained 917 residents while 157 new homes were permitted: about 5.8 new residents per new home. Population grew faster than building, so existing homes filled up: a sign of tight supply. Across Utah: 2.7 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 14 | 14 | 0 | $7.7 million |
| 2025 | 69 | 30 | 39 | $14.1 million |
| 2024 | 4 | 4 | 0 | $1.1 million |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 0 | 0 | 0 | — |
| 2021 | 23 | 23 | 0 | $7 million |
| 2020 | 33 | 33 | 0 | $6.9 million |
| 2019 | 92 | 33 | 59 | $9.8 million |
| 2018 | 7 | 7 | 0 | $1.3 million |
| 2017 | 6 | 6 | 0 | $852,000 |
| 2016 | 7 | 7 | 0 | $1.4 million |
| 2015 | 4 | 4 | 0 | $661,000 |
| 2014 | 6 | 6 | 0 | $967,000 |
| 2013 | 7 | 7 | 0 | $1 million |
| 2012 | 8 | 6 | 2 | $1.3 million |
| 2011 | 12 | 12 | 0 | $2.1 million |
| 2010 | 8 | 8 | 0 | $1.1 million |
| 2009 | 14 | 12 | 2 | $2.3 million |
| 2008 | 16 | 16 | 0 | $3.3 million |
| 2007 | 20 | 20 | 0 | $3.6 million |
| 2006 | 16 | 16 | 0 | $3.5 million |
| 2005 | 47 | 47 | 0 | $8.1 million |
| 2004 | 46 | 46 | 0 | $8 million |
| 2003 | 78 | 76 | 2 | $13.1 million |
| 2002 | 30 | 30 | 0 | $4.4 million |
| 2001 | 28 | 28 | 0 | $3.9 million |
| 2000 | 39 | 37 | 2 | $5.4 million |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Property tax runs below the Utah norm
The median bill is $2,036 (Utah: $2,525), 0.52% of a home’s value a year, against 0.52% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Riverdale
Only figures published free for the whole country, each labeled with the area it covers: the Ogden, UT metro area, or Utah. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 100 | UT 99 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 96 | UT 96 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 79 | UT 79 | metro | BEA, 2024 |
| Other services U.S. = 100 | 99 | UT 99 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Riverdale vs. its neighbors
Of the 5 towns here with a Zillow value, Riverdale has the 5th-lowest.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, September 2026 | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Riverdale | C+ | $452K | $395K | 0.52% | $1,530 |
| Roy | B− | $429K | $383K | 0.60% | $1,680 |
| Washington Terrace | B+ | $387K | $354K | 0.61% | $1,530 |
| Ogden | B | $391K | $356K | 0.65% | $1,500 |
| South Ogden | C+ | $421K | $408K | 0.64% | $1,440 |
Questions about the cost of living in Riverdale
Is Riverdale expensive to live in?
Measured against what households in the area earn, Riverdale costs more than 58% of U.S. towns: a C+ for cost of living, #49 of 119 in Utah. The typical home costs 3.9 years of the median household income of the Ogden, UT metro area ($101K).
How much does a house cost in Riverdale?
About $452K, Zillow’s typical value for September 2026, up 0.7% in a year. The Utah typical home is $533K.
What salary do you need to live in Riverdale?
To buy the typical home with 20% down at 6.3%, about $110,000 a year, keeping the payment (about $2,560 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $61,000.
How much is rent in Riverdale?
HUD puts a two-bedroom at about $1,530 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,502 (Census 2020–24).
What are property taxes in Riverdale?
The median bill is $2,036 a year, 0.52% of the median home value (Utah: $2,525, 0.52%), from the Census 2020–24.
Are home prices in Riverdale going up?
Barely: up 0.7% in the past year and 13.0% in five years, against 12.5% across Utah (Zillow).
Neighbors talk housing
What Riverdale buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.