Photo: Ntsimp · Public domainFEMA puts Orangeville’s expected hazard damage per building below that of 86% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Orangeville gets an A for hazard risk: lower expected damage per building than 86% of U.S. towns. Most of that expected damage is river and rain flooding (57%), then earthquakes (39%). Flood insurance has paid 1 claim here since 1996.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Orangeville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Orangeville’s grade
River and rain flooding is 57% of the building damage FEMA expects in Orangeville, and Orangeville’s rate of river and rain flooding damage is lower than 86% of U.S. census tracts. Next is earthquakes at 39% (higher than 82% of U.S. census tracts).
A lower expected damage per building than 86% of U.S. towns (21,298).
All of Orangeville’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $525K a year in losses across Orangeville: $290K to buildings, the rest to people and crops.
Does Orangeville flood? Rarely: 1 flood claim since 1996
Every paid claim on a federal flood insurance policy in Orangeville, from FEMA’s records: 1.8 per 1,000 homes, fewer than 64% of the 13,809 U.S. towns with a flood insurance record.
Orangeville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Emery County.The storms Orangeville remembers
None of the 3 disasters declared for Emery County shows FEMA aid or repair money reaching Orangeville itself in FEMA’s records, so these are its biggest flood-claim years.
- 19961 flood claims paidNo declaration for the county that year
Emery County has had 3 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Orangeville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Orangeville archive →Get ready for what Orangeville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Orangeville
Is Orangeville at risk for natural disasters?
On FEMA’s National Risk Index, Orangeville has lower expected damage per building than 86% of U.S. towns: A for hazard risk. Most of the expected damage is river and rain flooding (57%) and earthquakes (39%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Orangeville flood?
Flood insurance has paid 1 claim in Orangeville since 1996, $306 in all, or 1.8 per 1,000 homes, fewer than 64% of U.S. towns with a flood insurance record.
Is Orangeville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Emery County, 0.2% of all homes carry federal flood insurance.
How much is flood insurance in Orangeville?
FEMA’s Community Rating System list shows no discount for Orangeville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Orangeville at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (57%), and Orangeville’s rate for it is lower than 86% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Orangeville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Orangeville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.