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The market place in KeswickPhoto: Richard Humphrey · CC BY-SA 2.0
Cumbria · County report card · 2026

How Cumbria stacks up

In Cumbria, Keswick and Windermere rank near the top in the UK for health; Barrow-in-Furness and Whitehaven sit near the bottom. Only two English counties get fewer of their pupils to the expected standard at the end of primary school: in Cumbria, 57% of pupils leave primary school at the expected standard in reading, writing and maths. The overall grade: D, a score of 11 that ranks 58th.

Each subject puts the official figure for the whole county beside a measure built from our town grades. How this works

D
11/100 overall
58th
of 65 graded areas in the UK
Getting about
strongest subject (B+)
Flood risk
weakest subject (D−)

Safety

53rd of 65

C−19/100 More recorded crime than most areas. Violent crime runs at 38.8 offences per 1,000 residents a year, the 20th highest rate of 65 areas with police.uk figures. 15% of town residents live in a top-quarter town, 49% in a bottom-quarter one; Seaton ranks highest.

The official figure, whole county
38.8violent and sexual offences per 1,000 residents a year
England and Wales: 37.9 · 20th highest of 65 areas with police.uk figures
LowestHighest

All recorded crime (anti-social behaviour left out): 75 per 1,000 residents a year, 29th highest.

Source: police.uk street-level crime, September 2025 to August 2026 (each crime placed by its LSOA); Census 2021 residents. Greater Manchester Police publishes none.

Town by town
15%of town residents live in a town in the safest quarter
51st of 61 counties · Ards and North Down leads at 100%.
Top quarter 15%Middle half 37%Bottom quarter 49%

Measure: recorded crime against residents (violence, burglary, vehicle crime, criminal damage), as in our Safety grades. The top quarter is the best-placed towns holding a quarter of the people in the UK’s 2,138 graded towns. 23 Cumbria towns.

Town by town

Crime gathers in the bigger places

Grange-over-Sands leads its towns at #196 of 2,138, with Askam in Furness and Cockermouth close behind. Carlisle, Barrow-in-Furness and Workington sit at the high-crime end of the ranking.

CountySafest quarterMost-crime quarterSplit
Ards and North Down100%0%
Armagh City, Banbridge and Craigavon100%0%
Lisburn and Castlereagh100%0%
Mid Ulster100%0%
Antrim and Newtownabbey78%0%
Cumbria15%49%
What the figures count

What the two figures count

Each crime on police.uk is pinned to a nearby street or public place, not an address; both figures count crimes where those points fall. The county-wide rate takes in town centres, stations and shopping streets, where many offences are recorded but few people live. Our town grades leave shop theft and other town-centre crime out and count violence, burglary, vehicle crime and criminal damage, the crimes that reach people at home.

Schools

87th of 90

D−3/100 Among the weakest school results in England. None of its towns makes the top quarter; Kendal comes closest, at #638 of 2,331. At the end of primary school it ranks 3rd lowest of 47 English counties, with 57% of pupils at the expected standard in all three Rs. It trails all of its neighbours on schools.

The official figure, whole county
57%of pupils reach the expected standard in reading, writing and maths at age 11
England: 64% · 3rd lowest of 47 English counties
HighestLowest

GCSE: an average Attainment 8 score of 43.1, 5th lowest. The grade weighs primary and GCSE results equally.

Source: DfE key stage 2 results 2024/25 and key stage 4 (Attainment 8), every state school in the county, pupil-weighted. England only.

Town by town
0%of town residents live in a town in the best quarter for schools
65th of 80 counties · West Lothian leads at 100%.
Top quarter 0%Middle half 35%Bottom quarter 65%

Measure: our Schools grade: primary and secondary results of the schools in and around each town. The top quarter is the best-placed towns holding a quarter of the people in the UK’s 2,331 graded towns. 23 Cumbria towns.

Cost of living

67th of 98

C32/100 Pricier than the typical area. A typical home sold for £200,000 over the past year, 4.7 times the average household’s income (46th lowest of 98 areas). No town here reaches the top quarter for the UK; its best is Cleator Moor, #1,111. Its towns trail the county-wide figure, which also counts villages and the countryside.

The official figure, whole county
4.7×average household income, for a typical home
England and Wales: 5.2× · 46th lowest of 98 areas
LowestHighest

The middle home sold for £200,000 over the past year, 35th lowest of the areas.

Private rent £748 a month (18th lowest); Band D council tax £2,510 (17th highest). Shown for context.

Source: HM Land Registry Price Paid, standard sales September 2025 to August 2026; ONS small-area income estimates (financial year ending 2023); ONS Price Index of Private Rents (August 2026); council Band D 2026/27.

Town by town
0%of town residents live in a town in the most affordable quarter
74th of 88 counties · Antrim and Newtownabbey leads at 100%.
Top quarter 0%Middle half 69%Bottom quarter 31%

Measure: our Cost of living grade: prices and rents against local income, plus council tax. The top quarter is the best-placed towns holding a quarter of the people in the UK’s 2,515 graded towns. 23 Cumbria towns.

Health

39th of 98

B61/100 Healthy, but not everywhere. Cumbria ranks 26th shortest for healthy life expectancy, at 65.7 years. 23% of town residents live in top-quarter towns like Keswick and Windermere, and 34% in bottom-quarter places such as Barrow-in-Furness and Whitehaven.

The official figure, whole county
65.7years of healthy life expectancy at birth
England and Wales: 65.2 · 26th shortest of 55 areas with figures
LongestShortest

Life expectancy at birth: 80.5 years, 20th shortest.

Source: ONS life expectancy and healthy life expectancy by small area (MSOA), 2019 to 2023, men and women averaged.

Town by town
23%of town residents live in a town in the healthiest quarter
27th of 88 counties · Surrey leads at 98%.
Top quarter 23%Middle half 43%Bottom quarter 34%

Measure: our Health grade: ONS life and healthy life expectancy, Census health, and OHID indicators in England. The top quarter is the best-placed towns holding a quarter of the people in the UK’s 2,515 graded towns. 23 Cumbria towns.

Jobs & income

79th of 98

C−20/100 Money is tighter here. At £42,800 a year, household incomes here are the 13th lowest of 98 areas. Its claimant rate, 2.2%, ranks 9th lowest, while household income ranks 13th lowest. No town here reaches the top quarter for the UK; its best is Windermere, #845.

The official figure, whole county
£42,800average household income a year, before tax
England and Wales: £55,600 · 13th lowest of 98 areas
HighestLowest

Claimant rate: 2.2% of 16 to 64-year-olds claim out-of-work benefits (August 2026), 9th lowest. Counted half in the grade.

Source: ONS small-area income estimates (financial year ending 2023), household-weighted; DWP claimant count (August 2026) by council.

Town by town
0%of town residents live in a town in the best-off quarter
48th of 53 counties · Surrey leads at 99%.
Top quarter 0%Middle half 56%Bottom quarter 44%

Measure: our Jobs & income grade: household income. The top quarter is the best-placed towns holding a quarter of the people in the UK’s 2,156 graded towns. 23 Cumbria towns.

Getting about

28th of 98

B+72/100 Easier to get about than most. At the 2021 Census, 21% of people travelling to work went on foot, by bike or by public transport, 5 points below the England and Wales figure. Ambleside leads its towns at #31 of 2,515; 8% of town residents live in top-quarter towns.

The official figure, whole county
21%of commuters walk, cycle or take the bus or train
England and Wales: 26% · 33rd highest of 98 areas
HighestLowest

Worked mainly from home at the 2021 Census: 24% of workers (context; they are left out of the commuting share).

Source: ONS Census 2021, method of travel to work (TS061) by council; people working mainly from home left out.

Town by town
8%of town residents live in a town in the most walkable quarter
22nd of 88 counties · London leads at 100%.
Top quarter 8%Middle half 78%Bottom quarter 14%

Measure: our Walkability grade: how many everyday places are within reach on foot. The top quarter is the best-placed towns holding a quarter of the people in the UK’s 2,515 graded towns. 23 Cumbria towns.

Flood risk

84th of 87

D−3/100 Among the most flood-exposed areas. About 3 in 100 homes in its towns face a real risk of flooding from rivers or the sea (7th highest). Top-quarter towns are rare here; Millom comes closest at #630. Every neighbour scores higher, Lancashire, Northumberland and North Yorkshire among them.

The official figure, across its towns
2.9%of homes in its towns at high or medium flood risk
England and Wales: 1.6% · 7th highest of 55 areas with figures
LowestHighest

Source: Environment Agency and Natural Resources Wales flood-risk maps (rivers and the sea), homes in every town of the county.

Town by town
3%of town residents live in a town in the lowest-flood-risk quarter
75th of 79 counties · Midlothian leads at 100%.
Top quarter 3%Middle half 15%Bottom quarter 83%

Measure: our Hazard risk grade: the share of homes at high or medium flood risk. The top quarter is the best-placed towns holding a quarter of the people in the UK’s 2,452 graded towns. 23 Cumbria towns.

Growth

70th of 98

C29/100 Slow growth. The population grew 2.2% between 2011 and 2024, to 510,680, against 10.0% across England and Wales (21st slowest). Its biggest places pull the town measure down: Carlisle and Barrow-in-Furness sit in the bottom quarter for the UK.

The official figure, whole county
+2.2%population change, 2011 to 2024
England and Wales: +10.0% · 21st slowest of 98 areas
FastestSlowest

From 2021 to 2024 alone, +2.0% (40th slowest).

Source: ONS mid-year population estimates, 2011 and 2024.

Town by town
6%of town residents live in a town in the fastest-growing quarter
36th of 52 counties · Bedfordshire leads at 92%.
Top quarter 6%Middle half 15%Bottom quarter 80%

Measure: population change from 2011 to 2024 (ONS estimates for built-up areas). The top quarter is the best-placed towns holding a quarter of the people in the UK’s 1,579 graded towns. 18 Cumbria towns. Covers 93% of residents of Cumbria’s graded towns.

Next door

How Cumbria compares to its neighbours

Against Lancashire, Northumberland, North Yorkshire, County Durham and Dumfries and Galloway, Cumbria trails on schools, cost of living and jobs and income.

CumbriaLancashireNorthumberlandNorth YorkshireCounty Durham
OverallD 1158th of 65C 2748th of 65B− 5232nd of 65A− 7517th of 65C 3443rd of 65
SafetyC− 1946th official · 15% in top townsC− 1758th official · 24% in top townsB 5516th official · 18% in top townsB− 5343rd official · 34% in top townsD− 362nd official · 6% in top towns
SchoolsD− 345th official · 0% in top townsB− 4733rd official · 12% in top townsC 3338th official · 12% in top townsB+ 6919th official · 17% in top townsB 6211th official · 16% in top towns
Cost of livingC 3246th official · 0% in top townsB− 5335th official · 36% in top townsB 6240th official · 78% in top townsB− 4556th official · 52% in top townsA− 805th official · 87% in top towns
HealthB 6130th official · 23% in top townsC 3344th official · 13% in top townsB− 4934th official · 19% in top townsB+ 7322nd official · 34% in top townsD 950th official · 5% in top towns
Jobs & incomeC− 2086th official · 0% in top townsC 2578th official · 9% in top townsC+ 3757th official · 4% in top townsA− 8043rd official · 37% in top townsC+ 3580th official · 10% in top towns
Getting aboutB+ 7233rd official · 8% in top townsB 6157th official · 4% in top townsB 5966th official · 5% in top townsA− 7733rd official · 24% in top townsB− 4971st official · 1% in top towns
Flood riskD− 349th official · 3% in top townsC− 1541st official · 11% in top townsA 916th official · 58% in top townsC 2746th official · 21% in top townsA 876th official · 50% in top towns
GrowthC 2978th official · 6% in top townsB 6234th official · 17% in top townsC− 2461st official · 0% in top townsB− 5151st official · 9% in top townsC+ 3656th official · 5% in top towns

Each cell: the subject’s grade and score, the county’s rank on the official figure (1st = the better end), and the share of its town residents living in a top-quarter town for the UK. Neighbour names open their report cards.

Method

How this report card works

Two measures, side by side. The left card is an official figure for the whole county, its towns, villages and countryside together, built from the small areas and councils that make it up and ranked against the other counties. The right card is built from our town grades: of everyone living in the county’s graded towns of 2,500 or more, the share whose town is in the top quarter for the UK. Quarters are of people, not towns: the top quarter is the best-placed towns that together hold a quarter of everyone living in graded towns, so a county of big cities is not marked down just for being urban. A county can do well on one measure and not the other; that difference is often the story.

Scores and grades. Each subject’s score (0–100) is the area’s standing in one UK league of 98: the ceremonial counties of England (London counts as one), Wales’s eight preserved counties, and Scotland’s 32 and Northern Ireland’s 11 council areas, each called by its own name. The two measures’ percentiles are averaged, then ranked again, the same method as our town grades. Where a nation publishes its own kind of figure, the official figure is ranked within that nation: school results everywhere, health in Scotland and Northern Ireland, and flood risk in Scotland. Each area’s figures are set beside its own nation’s. 100 is the best county, 0 the last. Letters use the town-grade scale (A+ from 95, A from 85, A− from 75 … D below 15). The overall score weighs safety 18, cost of living 18, schools 16, health 14, jobs & income 12, getting about 8, growth 8, flood risk 6 (out of 100), over the subjects a county has. Counties with fewer than 5 graded towns (Rutland, Bristol) are graded on the official figures alone.

What it is not. A county figure averages everyone, so it cannot show whether a county is evenly good or a mix of very good and struggling places. The town measure shows the mix but leaves out villages and towns under 2,500. Neither says anything about any one street.

Gaps. Wales publishes no school results that compare with England’s, so Welsh counties have no Schools grade. Greater Manchester Police publishes no street-level crime, so Greater Manchester has no Safety grade and, as for its towns, no overall grade. Nor does Police Scotland, so Scotland’s council areas have no Safety grade or overall grade yet. Scotland and Northern Ireland have no small-area income figures, so their household income is estimated from ONS household income per head. Flood risk has no county-wide official figure; it is the share of homes in the county’s towns at high or medium risk. Sources are named under each figure. How grades work

Sources: TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.

Contains public sector information licensed under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. Contains OS data © Crown copyright and database right 2026 (ONS boundaries). Northern Ireland: Source: NISRA; contains Land & Property Services data and Ordnance Survey of Northern Ireland information, © Crown copyright, licensed under the Open Government Licence v3.0. Scotland: contains National Records of Scotland data, Registers of Scotland data and SEPA data, © Crown copyright / © SEPA 2025, licensed under the Open Government Licence v3.0.