On FEMA’s figures, Willow Park faces less hazard damage per building than 77% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Willow Park gets an A− for hazard risk: lower expected damage per building than 77% of U.S. towns, #128 of 642 in Texas. Most of that expected damage is river and rain flooding (70%), then tornadoes (17%). Flood insurance has paid 2 claims here since 1981.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Willow Park’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Willow Park faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Willow Park’s grade
River and rain flooding is 70% of the building damage FEMA expects in Willow Park, and Willow Park’s rate of river and rain flooding damage is lower than 66% of U.S. census tracts. Wildfire adds 7%, at a rate in the top 8% of U.S. census tracts.
A− #128 of 642 in Texas; lower expected damage per building than 77% of U.S. towns (21,298).
Willow Park’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Texas town has higher expected damage than 50% of U.S. towns; within the state, Willow Park has less expected damage per building than 80% of Texas towns.
In dollars, FEMA expects about $1.7M a year in losses across Willow Park: $824K to buildings, the rest to people and crops.
Does Willow Park flood? Rarely: 2 flood claims since 1981
Every paid claim on a federal flood insurance policy in Willow Park, from FEMA’s records: 0.9 per 1,000 homes, fewer than 79% of the 13,809 U.S. towns with a flood insurance record.
Willow Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Parker County.1 federal disaster brought FEMA money to Willow Park
Disasters that paid out in Willow Park itself (aid to households or repair grants to the City of Willow Park), newest first, with that year’s flood claims.
- 2021Severe Winter Storms22 households applied for aid$1K aid approved1 flood claim paid that year
Parker County has had 19 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Parker County, 2000–2000.
Old photos of Willow Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Willow Park archive →Willow Park and its neighbors
Willow Park is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Weatherford | A−less damage than 85% | river and rain flooding | 39 |
| Hudson Oaks | A−less damage than 83% | river and rain flooding | — |
| Willow Park | A−less damage than 77% | river and rain flooding | 2 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Willow Park faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Willow Park
Is Willow Park at risk for natural disasters?
On FEMA’s National Risk Index, Willow Park has lower expected damage per building than 77% of U.S. towns: A− for hazard risk, #128 of 642 in Texas. Most of the expected damage is river and rain flooding (70%) and tornadoes (17%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Willow Park flood?
Flood insurance has paid 2 claims in Willow Park since 1981, $30K in all, or 0.9 per 1,000 homes, fewer than 79% of U.S. towns with a flood insurance record.
Is Willow Park in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Parker County, 19% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.
How much is flood insurance in Willow Park?
FEMA’s Community Rating System list shows no discount for Willow Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Willow Park?
By FEMA money that reached Willow Park, Severe Winter Storms (2021): 22 households applied for aid, $1K approved.
Is Willow Park at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (70%), and Willow Park’s rate for it is lower than 66% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Willow Park.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Willow Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.