Guest, Sign inJoin

Post to Weston

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
CHazard risk
Natural hazards in Weston · FEMA

On FEMA’s figures, Weston faces more hazard damage per building than 72% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Weston gets a C for hazard risk: higher expected damage per building than 72% of U.S. towns. Most of that expected damage is river and rain flooding (60%), then hail (31%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 60%Hail 31%Tornadoes 7%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 72%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
C
in Texas · higher than 72% of U.S. towns
Main hazard
River and rain flooding
60% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 14 declared for Collin County
By hazard

What Weston faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

60%of expected building damage
Above average · higher than 65% of U.S. census tracts
Recorded about 2 times a year in the area

Hail

31%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about 10 times a year in the area

Tornadoes

7%of expected building damage
Above average · higher than 77% of U.S. census tracts
Recorded about once every 17 years in the area
Smaller shares here
 Wildfire Earthquakes Ice storms Lightning Hurricanes Strong wind Cold waves Winter storms Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts tornadoes at 51% of Weston’s expected losses. Tornadoes do little damage to buildings (7.2%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Weston’s grade

River and rain flooding is 60% of the building damage FEMA expects in Weston, and Weston’s rate of river and rain flooding damage is higher than 65% of U.S. census tracts. Hail adds 31%, at a rate in the top 1% of U.S. census tracts.

Where Weston sits
Weston
Least damageMiddleMost damage

C higher expected damage per building than 72% of U.S. towns (21,298).

All of Weston’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding60%Hail31%Tornadoes7%Everything else3%

In dollars, FEMA expects about $210K a year in losses across Weston: $97K to buildings, the rest to people and crops.

Shared tract.All of Weston’s 283 residents (2020 census) live in one census tract. FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Weston flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Weston. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Weston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Collin County.
Disasters

The storms Weston remembers

None of the 14 disasters declared for Collin County shows FEMA aid or repair money reaching Weston itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in WestonCollin County only

Collin County has had 14 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Be ready

Get ready for what Weston faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Weston

Is Weston at risk for natural disasters?

On FEMA’s National Risk Index, Weston has higher expected damage per building than 72% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (60%) and hail (31%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Weston in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Collin County, 34% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.

How much is flood insurance in Weston?

FEMA’s Community Rating System list shows no discount for Weston’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Weston at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (60%), and Weston’s rate for it is higher than 65% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Weston.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Weston’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.