Von Ormy’s building-damage rate from hail is in the top 4% of U.S. census tracts
On FEMA’s National Risk Index, Von Ormy gets a B− for hazard risk: higher expected damage per building than 53% of U.S. towns. Most of that expected damage is river and rain flooding (73%), then hail (18%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Von Ormy faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Von Ormy’s grade
River and rain flooding is 73% of the building damage FEMA expects in Von Ormy, and Von Ormy’s rate of river and rain flooding damage is higher than 62% of U.S. census tracts. Hail adds 18%, at a rate in the top 4% of U.S. census tracts.
B− higher expected damage per building than 53% of U.S. towns (21,298).
Von Ormy’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $824K a year in losses across Von Ormy: $363K to buildings, the rest to people and crops.
Does Von Ormy flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Von Ormy. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Von Ormy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bexar County.3 federal disasters brought FEMA money to Von Ormy
Disasters that paid out in Von Ormy itself (aid to households or repair grants to the City of Von Ormy), newest first, with that year’s flood claims.
- 2021Severe Winter Storms100 households applied for aid$48K aid approved
- 2007Tropical Storm Erin2 households applied for aid$2K aid approved
- 2007Severe Storms and Tornadoes8 households applied for aid$8K aid approved
Bexar County has had 22 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 4 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Bexar County, 2006–2025.
Old photos of Von Ormy after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Von Ormy archive →Von Ormy and its neighbors
Von Ormy has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Von Ormy | B−more damage than 53% | river and rain flooding | 0 |
| San Antonio | C+more damage than 64% | river and rain flooding | 1,003 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Von Ormy faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Von Ormy
Is Von Ormy at risk for natural disasters?
On FEMA’s National Risk Index, Von Ormy has higher expected damage per building than 53% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (73%) and hail (18%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Von Ormy in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bexar County, 28% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.
How much is flood insurance in Von Ormy?
FEMA’s Community Rating System list shows no discount for Von Ormy’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Von Ormy?
By FEMA money that reached Von Ormy, Severe Winter Storms (2021): 100 households applied for aid, $48K approved.
Is Von Ormy at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (73%), and Von Ormy’s rate for it is higher than 62% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Von Ormy.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Von Ormy’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.