Thomason-Scott House · Photo: Renelibrary · CC BY-SA 3.0Storms, floods and disasters in Valley View
Valley View isn’t graded for hazard risk: Valley View has 702 residents; we grade towns of 1,000 or more.
What Valley View faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Wildfire
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Valley View flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Valley View. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Valley View isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cooke County.4 federal disasters brought FEMA money to Valley View
Disasters that paid out in Valley View itself (aid to households or repair grants to the City of Valley View), newest first, with that year’s flood claims.
- 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding389 households applied for aid$3.6M aid approved$29K to the City of Valley View for repairs
- 2021Severe Winter Storms50 households applied for aid$37K aid approved
- 2015Severe Storms, Tornadoes, Straight-line Winds and Flooding54 households applied for aid$52K aid approved$20K to the City of Valley View for repairs
- 2007Severe Storms, Tornadoes, and Flooding86 households applied for aid$112K aid approved
Cooke County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Valley View after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Valley View archive →Valley View and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Sanger | B+less damage than 70% | river and rain flooding | 9 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Valley View faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Valley View
Is Valley View in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cooke County, 23% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.
How much is flood insurance in Valley View?
FEMA’s Community Rating System list shows no discount for Valley View’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Valley View?
By FEMA money that reached Valley View, Severe Storms, Straight-line Winds, Tornadoes, and Flooding (2024): 389 households applied for aid, $3.6M approved, and $29K to the City of Valley View for repairs.
Storm stories
Memories, warnings and help from neighbors in Valley View.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Valley View’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.