Each edition grades its towns against each other only.
Troy is a solid, middle-of-the-road choice. It grades C+ overall, 215th among Texas's 640 graded towns, with no subject far below average. Its best mark is schools: its schools outperform 69% of the state's. It also does better than most on incomes: the median household earns $86K. Its lowest everyday mark is in cost of living: the typical home is worth about $256K, 3.7 years of the Killeen metro’s $70K median household income. Most errands need a car: it is less walkable than 94% of U.S. towns.
Where Troy beats most towns.
1,645 counted in 2010 and 2,375 in 2020; an estimated 3,585 in 2025.
Growth hasn’t slowed: 50.9% since 2020, after 44.4% in the decade before.
U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025
Each subject compared with towns across the country (schools within Texas), ordered by how far Troy is from typical.
How TownRatings grades towns →
Census counts: 219 in 1890, 2,375 in 2020. The archive holds 6 old photos and papers going back to 1933 and 4 maps from 1931 on.
Who provides power, water and the rest in Troy, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
Ordered by what stands out in Troy.
Troy has hotter summers than nearly all U.S. towns and has home values still below their peak, but it has little public open land.
Expected storm and flood damage is lower than in 81% of U.S. communities. Since 2001, 3 flood insurance claims have been paid out in Troy.
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Its public schools are run by Troy ISD. Two of its 4 schools are below, each with why it’s listed. The largest public high school is Troy H S, with 502 students.
| School | Level | Students | Letter |
|---|---|---|---|
| Edna Bigham Mays ElLargest public elementary schoolGrades PK–2 | Grades PK–2 | 443 | – |
| Troy H SLargest public high schoolGrades 9–12 | Grades 9–12 | 502 | A− |
NCES · EDFacts · graded within TX on state tests and graduation
Jobs based here fell from 644 in 2013 to 460.
Most working residents leave Troy for work: only 3% work in town. 4% of Troy residents live below the poverty line, against 12% in Texas’ towns and 9.6% across U.S. towns. Jobs based in Troy fell to 460 in 2023, 184 fewer than in 2013.
| Troy | Texas towns | U.S. towns | |
|---|---|---|---|
| Below the poverty line | 4% | 12% | 9.6% |
| Working residents who work in town | 2.9% | 8.3% | 8% |
| Median household income | $86,000 | $69,000 | $80,000 |
| Average trip to work | 27 minutes | 25 minutes | 25 minutes |
Census LEHD 2023 · ACS
July afternoons average 94.8°, hotter than in 96% of U.S. towns; January nights average 36.8°.
Troy has mild winters and hot summers. Troy’s July high is 95°F, where Texas’ towns sit at 95°F and U.S. towns at 85°F. The January low in Troy is 37°F.
| Troy | Texas towns | U.S. towns | |
|---|---|---|---|
| July high | 95°F | 95°F | 85°F |
| January low | 37°F | 37°F | 22°F |
NOAA U.S. Climate Normals, 1991–2020
The typical value, about $256K, is 10% below its August 2022 peak.
The typical Troy home is worth about $256,000, down 3.7% in a year, 14% below the Texas typical home.
| Troy | Texas towns | U.S. towns | |
|---|---|---|---|
| Households that own their home | 65% | 69% | 73% |
| Median rent | $1,324 a month | $1,206 a month | $1,185 a month |
Zillow Home Value Index · Redfin Data Center
Troy's reported crime rate is well below Texas's. Troy’s property crime rate is 5.5 per 1,000 residents. Most reported incidents are property crimes, mainly thefts.
| Troy | Texas towns | U.S. towns | |
|---|---|---|---|
| Property crimes per 1,000 (2024) | 5.5 per 1,000 residents | 13.2 | 11.5 |
| Violent crimes per 1,000 (2024) | 1.4 per 1,000 residents | 2.1 | 1.7 |
FBI crime data, 2024 · crimes reported to police
27% of Troy adults have been diagnosed with depression. Troy beats the Texas average on 7 of 31 CDC measures and trails it on 1. 30% of Troy adults have high blood pressure.
| Troy | Texas towns | U.S. towns | |
|---|---|---|---|
| Depression (CDC PLACES) | 27% | 22% | 23% |
| Sleep under 7 hours (CDC PLACES) | 41% | 39% | 36% |
| High blood pressure (CDC PLACES) | 30% | 35% | 35% |
| Obesity (CDC PLACES) | 40% | 37% | 35% |
| What stands out | Troy | TX |
|---|---|---|
| Fewer adults facing food insecurity | 14.2% | 19.3% |
| Fewer uninsured adults | 14.1% | 19.1% |
| More adults with depression | 26.8% | 21.2% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Just 3 of its 2,974 acres are conserved, so there is little public open land in Troy itself; its outdoors grade is C−.
0.4 miles of trail in 1 park or preserve.
| Troy | Texas towns | U.S. towns | |
|---|---|---|---|
| Miles of trail per square mile | 0.1 miles per square mile | 0.3 | 0.4 |
| Conserved land | 0.1% | 1.9% | 4.3% |
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Trojan Park | — | 1 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
2 within 15 miles of the center of Troy
About 3 of every 100 Troy residents are enrolled in college, against 6 across Texas.
Where Troy’s working residents go each day. Line width shows the share.
Census LEHD 2023
City in Texas, United States
Troy is a city in Bell County, Texas, United States. The population was 2,375 at the 2020 census. It is part of the Killeen–Temple–Fort Hood Metropolitan Statistical Area.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
One town shares a border with Troy.
Troy reports no FBI crime data of its own. Pendleton isn’t graded (fewer than 1,000 residents, or not enough data). Compare Troy with a neighbor →
Short answers, built from the data on this page.
Troy grades C+ overall, better than 45% of U.S. towns and #215 of 640 in Texas. It grades B− for health and B+ for schools. Walkability is its weak spot, with a D.
Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.