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Texas›Henderson County

ToolTX

A town of 2,427, settled in 1901. Public schools that outperform most of Texas.

Is Tool a good place to live?

Tool’s best subject grade is an A− for schools; its weakest is a D for walkability. Only 57 of Texas’ 1,000 towns score lower on history. Tool's civic life (library use, community groups, volunteering) trails 88% of U.S. towns. Tool has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Tool stand out

Where Tool beats most towns.

A commuter town

96% of working residents leave Tool for work

Where Tool’s working residents go each day. Line width shows the share.

7% → Mabank Mabank 7% 6% → Gun Barrel City Gun Barrel City 6% 6% → Athens Athens 6% 5% → Dallas Dallas 5% 4% → Tyler Tyler 4% 3% → Corsicana Corsicana 3% Tool · 4% stay
160jobs based in Tool
4%of working residents work in town
40 mimedian commute distance

Census LEHD 2023

How Tool grades

Each subject compared with towns across the country (schools within Texas), ordered by how far Tool is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Tool: who provides what

Who provides power, water and the rest in Tool, and how to reach them.

The full setup list →
PowerOncorEIAHIFLD · EIA
WaterWest Cedar Creek MUDNo health-based violations in 5 years · EPAEPA
Internet5 providers91% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Tool’s trash rules yet
SchoolsMalakoff Independent School DistrictWhich school depends on your addressNCES
Register to voteIn personTexas has no online registration; you can register in person until 30 days before Election Day or by mail (postmarked 30 days before).vote.gov
Who runs elections hereHenderson County Early Voting ClerkHenderson County; contacts on the Handbook page.FVAP, Jun 2023
ZIP code7514375143 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Tool.

SchoolsA−

On state tests, Tool’s schools beat 82% of Texas districts

Its one school is below. Enrollment at Tool’s public school: 197 students.

82%of TX districts it outscoresA−School Grade
SchoolLevelStudentsLetter
Tool ElLargest public elementary schoolGrades PK–4Grades PK–4197B+

NCES · EDFacts · graded within TX on state tests and graduation

HealthC−

Residents of Tool are less healthy than 78% of U.S. towns

The share of adults in Tool who get no exercise outside work: 31%. Against the Texas average, Tool comes out ahead on 9 CDC measures out of 31, and behind on 10. Two figures for adults in the town: 16% have diabetes, 17% report frequent physical distress.

22%healthier than U.S. townsC−Health Grade
ToolTexas townsU.S. towns
High blood pressure (CDC PLACES)43%35%35%
Diabetes (CDC PLACES)16%13%12%
Frequent physical distress (CDC PLACES)17%15%14%
Smoke cigarettes (CDC PLACES)17%14%14%
31 measures vs. Texas
9 better12 too close to call10 worse
What stands outToolTX
Fewer adults facing housing insecurity10.4%16.4%
Fewer uninsured adults12.7%19.1%
More adults with COPD10.5%5.7%
Texas Health Presbyterian Hospital Kaufman
20.4 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade C−

The average trip to work in Tool is longer than in the typical Texas or U.S. town

Between 2013 and 2023, jobs in Tool dropped by 70, to 160. The share of residents in Tool who live below the poverty line is 17%, against 12% in Texas’ towns and 9.6% across U.S. towns. Most people who work leave Tool to do it: just 4% work in town. The top destinations are Mabank (7%), Gun Barrel City (6%) and Athens (6%).

4%work in town
ToolTexas townsU.S. towns
Average trip to work47 minutes25 minutes25 minutes
Below the poverty line17%12%9.6%
Working residents who work in town3.7%8.3%8%

Where working residents work

In Tool4%
Mabank7%
Gun Barrel City6%
Athens6%
Dallas5%
40 mi
median commute distance
160
jobs based in Tool
A commuter town
jobs vs. working residents
D
Walkability grade: more walkable than 8% of U.S. towns

Census LEHD 2023 · ACS

SafetyB+

Compared with most of Texas and the rest of the country, property crime in Tool is lower

Tool reports less crime per resident than 73% of the U.S. towns and cities we grade. Its level of violent crime stands at 1.2 per 1,000 residents.

73%of U.S. towns report more crimeB+Safety Grade
ToolTexas townsU.S. towns
Property crimes per 1,000 (2025)0.4 per 1,000 residents10.79.9
Violent crimes per 1,000 (2025)1.2 per 1,000 residents1.91.6

Violent crime per 1,000 residents

Tool1.2
Texas3.5
U.S.3.3

Property crime per 1,000 residents

Tool0.4
Texas18.1
U.S.15.5
73rd
percentile among U.S. towns we grade
3
violent crimes reported in 2025
1
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Who lives here

A older population than Texas as a whole

Among adults 25 and older, 27% have a four-year degree or more, against 34% across Texas. People 65 and older are 23% of residents (13% statewide); children under 18 are 17% of residents (25% statewide). Tool’s age of the median resident stands at 49.6 years. The Census Bureau’s 2025 estimate puts Tool at 2,427 residents, up 12% since 2020.

49.6median age · TX 35.6
ToolTexas townsU.S. towns
Median age49.6 years35.9 years40.5 years
Under 1817%26%22%
Aged 65 or older23%14%18%
Bachelor’s degree or more, 25+27%23%29%
ToolTexasUnited States

Ages · share of residents

Education · adults 25 and older

No diploma10%
High school32%
Some college27%
Associate’s4%
Bachelor’s21%
Graduate6%

Women and men · all residents

46% women, 54% men

That’s an even split within the survey’s margin of ±4.8 points. Across Texas, 50.1% of residents are women.

Ages and education in Tool
ToolTXU.S.
Under 1010.9%13.3%11.6%
10 to 175.7%11.7%10.3%
18 to 245.5%9.7%9.1%
25 to 3412.2%14.5%13.7%
35 to 449.9%14.1%13.2%
45 to 5418.1%12.3%12.2%
55 to 6414.7%11.1%12.7%
65 to 7416%8.2%10.2%
75 and older6.9%5.2%7%
No diploma10.4%14%10.4%
High school31.9%24.3%26%
Some college26.5%20.1%19.1%
Associate’s4.4%7.7%8.8%
Bachelor’s20.6%21.5%21.6%
Graduate6.2%12.3%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 2,400, single groups can be off by several points

Climate

In Tool, expect mild winters and hot summers

July afternoons reach 95°, January nights drop to 36° and snow is almost unheard of.

96°summer high

Typical low → high °F

Winter38–59°
Spring55–76°
Summer72–94°
Fall56–78°
Nov 16
typical first frost
Mar 14
typical last frost
+0.5°
vs. the 20th-century average
96°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade B

The biggest natural risk in Tool is cold waves, at a low overall level

On expected storm and flood damage, Tool sits below 63% of U.S. communities. Federal aid has come to Tool households in 3 declared disasters; the latest was in 2024. 37% of the town’s expected losses from natural hazards come from cold waves, followed by inland flooding at 31%.

37risk score of 100
FEMA risk score
37Low riskLowerHigher
Cold wavesInland floodingTornadoes
3
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

HousingCost of living grade C

Homes in Tool sell for about $272K

On the market in Tool: a median 39 days to sell. Just over four fifths of Tool households are owner-occupiers. In Tool, the median rent is $1,386 a month.

$272Kmedian sale price
ToolTexas townsU.S. towns
Households that own their home81%69%73%
Median rent$1,386 a month$1,208 a month$1,185 a month
Market temperature
Buyer’s marketA buyer's marketBuyer’sSeller’s
39
days on market
90.5%
sale-to-list price
6
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Tool

18pages on Tool
After high school

Colleges nearby

None within 15 miles of Tool; the nearest are

About Tool

City in Texas, United States

Tool is a city in Henderson County, Texas, United States. Its population was 2,175 at the 2020 census. Located on the west side of Cedar Creek Lake, it is a popular second home and retiree destination.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
3.6 sq mi
Elevation
341 ft

Tool’s neighbors

One town shares a border with Tool.

Explore the map →
How the neighbors grade
TownTX rankOverallCostSafetySchoolsHealth
Tool——CB+A−C−
Seven Points——AC+B−C

Tool and Seven Points have fewer than 2,500 residents, so they get subject grades but no overall grade. Compare Tool with a neighbor →

Questions about Tool

Short answers, built from the data on this page.

Is Tool, TX a good place to live?

Public schools that outperform most of Texas.

Is Tool, TX expensive?

The typical home is worth about $213,000, 28% below the Texas typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C.