Guest, Sign inJoin

Post to Stephenville

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
Stephenville
Texas›Erath County

StephenvilleTX

A town of 21,793, settled in 1878.

Trash & recycling
First National Bank Building · Photo: Michael Barera · CC BY-SA 4.0
Photo of Stephenville

Stephenville, TX · First National Bank Building · Photo: Michael Barera · CC BY-SA 4.0

Is Stephenville a good place to live?

Stephenville grades B− overall, ranked 155th of 640 in Texas, with clear strengths and some subjects that lag. Its public schools beat 75% of Texas towns on state tests and graduation and it is easier to get around on foot or by transit than 89% of U.S. towns. On the other side, the typical home is worth about $320K, 4.9 years of the Stephenville area’s $65K median household income. 34% of working residents work locally in Stephenville, above both Texas’ towns (8.3%) and U.S. towns (8%). Stephenville is home to Tarleton State University.

What makes Stephenville stand out

Where Stephenville beats most towns.

A growing town

Stephenville has grown 27% since 2010

17,123 counted in 2010 and 20,897 in 2020; an estimated 21,793 in 2025.

17,1232010
20,8972020
21,7932025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Stephenville grades

Each subject compared with towns across the country (schools within Texas), ordered by how far Stephenville is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Erath County Courthouse
Erath County Courthouse · National Register of Historic Places
Stephenville’s story

148 years in pictures

Census counts: 120 in 1860, 20,897 in 2020. The archive holds 6 old photos and papers going back to 1889 and 2 maps from 1961 on.

5 places on the National Register of Historic Places.

  • 1878Stephenville is settled
Explore the history →
Getting set up

Moving to Stephenville: who provides what

Who provides power, water and the rest in Stephenville, and how to reach them.

The full setup list →
PowerOncorEIAHIFLD · EIA
WaterCity of Stephenville water systemNo health-based violations in 5 years · EPAEPA
Internet9 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpCity of Stephenville LandfillTown’s haulerTown site
SchoolsStephenville Independent School DistrictWhich school depends on your addressNCES
Register to voteIn personTexas has no online registration; you can register in person until 30 days before Election Day or by mail (postmarked 30 days before).vote.gov
Who runs elections hereErath County Early Voting ClerkErath County; contacts on the Handbook page.FVAP, Jun 2025
ZIP codes76401, 7640276401 95% · 76402 5%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Stephenville.

Stephenville is shaped by its college students, carries less natural-hazard risk than most of Texas (mostly cold waves) and fares better on crime within Texas than nationally.

Who lives here

In Stephenville, the median age runs lower than in the typical Texas or U.S. town

27.8% of residents are enrolled in college, against 6.2% statewide, which pulls the median age down.

Nearly a fifth of residents are under 18 in Stephenville. The Census Bureau’s 2025 estimate puts Stephenville at 21,793 residents, up 4% since 2020. Adults 18 to 34 are 48% of residents (24% statewide); adults 35 to 64 are 22% of residents (38% statewide).

25.1median age · TX 35.6
StephenvilleTexas townsU.S. towns
Median age25.1 years35.9 years40.5 years
Under 1819%26%22%
Aged 65 or older11%14%18%
Bachelor’s degree or more, 25+33%23%29%
StephenvilleTexasUnited States

Ages · share of residents

Education · adults 25 and older

No diploma10%
High school28%
Some college22%
Associate’s7%
Bachelor’s20%
Graduate13%

Women and men · all residents

53% women, 47% men

About 88 men for every 100 women (the survey’s margin: ±1.4 points). Across Texas, 50.1% of residents are women. Median age: women 24.7, men 25.5.

Ages and education in Stephenville
StephenvilleTXU.S.
Under 1010.8%13.3%11.6%
10 to 177.8%11.7%10.3%
18 to 2431.3%9.7%9.1%
25 to 3416.9%14.5%13.7%
35 to 448.3%14.1%13.2%
45 to 547.3%12.3%12.2%
55 to 646.5%11.1%12.7%
65 to 746.5%8.2%10.2%
75 and older4.7%5.2%7%
No diploma10.2%14%10.4%
High school27.7%24.3%26%
Some college21.6%20.1%19.1%
Associate’s7.2%7.7%8.8%
Bachelor’s20.1%21.5%21.6%
Graduate13.2%12.3%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates

SchoolsA−

Stephenville earns an A− for schools

Of its 7 schools, three are listed below, each with the reason. The largest public high school is Stephenville H S, with 1,079 students. Stephenville ISD runs its public schools.

75%of TX districts it outscoresA−School Grade
SchoolLevelStudentsLetter
Gilbert IntLargest public middle schoolGrades 5–6Grades 5–6562B+
Stephenville H SLargest public high schoolGrades 9–12Grades 9–121,079A−
Henderson J HTop results in townGrades 7–8Grades 7–8544A−

NCES · EDFacts · graded within TX on state tests and graduation

Natural hazardsHazard risk grade A−

Stephenville has a very low natural-hazard risk, chiefly from cold waves

FEMA rates its natural-hazard risk lower than 88% of Texas towns, with expected losses of about $352 per resident a year; that rating is what its A− for hazard risk is built on.

Stephenville has had 8 paid flood insurance claims since 1990. In Stephenville, the FEMA hazard score is 17 of 100. Federal disaster aid has reached households in Stephenville after 6 declared disasters, most recently in 2021. Expected losses in Stephenville break down as 42% from cold waves and 31% from inland flooding.

17risk score of 100
FEMA risk score
17Very low riskLowerHigher
Cold wavesInland floodingTornadoes
8
paid flood claims since 1990
6
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Climate

Stephenville has mild winters and hot summers

The Stephenville weather station records that about 98 days a year reach 90°, more than in 95% of U.S. towns. July afternoons average 94.7°, hotter than in 96% of U.S. towns; January nights average 33.5°.

Stephenville’s January low comes in at 34°F. Snowfall is close to zero. Snow is almost unheard of.

95°summer high
StephenvilleTexas townsU.S. towns
July high95°F95°F85°F
January low34°F37°F22°F

Typical low → high °F

Winter35–59°
Spring53–76°
Summer70–93°
Fall53–78°
Nov 8
typical first frost
Mar 29
typical last frost
+0.8°
vs. the 20th-century average
95°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade C+

A job hub: Stephenville has 1.3 jobs for every working resident and draws in 8,550 commuters

The average commute for its 8,952 working residents takes 16 minutes, against 26.7 across Texas.

The top destinations are Fort Worth (6%), Dallas (4%) and Abilene (3%). About one worker in three stays in Stephenville for work. The town’s mean commuting time stands at 16 minutes. Jobs based in Stephenville grew to 11,584 in 2023, 1,020 more than in 2013.

34%work in town
StephenvilleTexas townsU.S. towns
Average trip to work16 minutes25 minutes25 minutes
Below the poverty line20%12%9.6%
Work from home4%9.7%11%
Median household income$53,000$69,000$80,000

Where working residents work

In Stephenville34%
Fort Worth6%
Dallas4%
Abilene3%
Granbury2%
38 mi
median commute distance
11,584
jobs based in Stephenville
Balanced
jobs vs. working residents
A
Walkability grade: more walkable than 89% of U.S. towns

Census LEHD 2023 · ACS

OutdoorsB−

Stephenville keeps 2.3% of its land conserved

Stephenville City Park, at 131 acres with 1.1 miles of trail, is the biggest park or preserve. Trails total 2.3 miles in 10 parks and preserves. The density of trails in the town is 0.2 miles per square mile.

#327for trails in TX
StephenvilleTexas townsU.S. towns
Miles of trail per square mile0.2 miles per square mile0.30.4
Conserved land2.3%1.9%4.3%
2.3%
conserved · 181 of 7,750 acres
2.3 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Stephenville City Park1.1 mi131
2. Optimist Jaycee Park—23
3. Bosque Park—14

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HealthB

Stephenville stands out in Texas and nationally: a smaller share of its adults have high blood pressure

Against the 6,792 U.S. towns with household incomes like Stephenville’s, it is healthier than 92%, so its B isn’t only a matter of income.

Among adults in Stephenville, 33% have obesity. Only 2 of the 641 Texas towns we compare have a higher share of adults who have been diagnosed with depression than Stephenville. On the CDC’s 31 measures, Stephenville is ahead of Texas on 8 and behind on 7.

61%healthier than U.S. townsBHealth Grade
StephenvilleTexas townsU.S. towns
Frequent mental distress (CDC PLACES)22%18%17%
Yearly checkup (CDC PLACES)70%74%79%
High blood pressure (CDC PLACES)26%35%35%
Diabetes (CDC PLACES)8.6%13%12%
31 measures vs. Texas
8 better16 too close to call7 worse
What stands outStephenvilleTX
Fewer adults with diabetes8.6%12.7%
Fewer adults who have had a stroke2.5%3.2%
More adults in frequent mental distress22.4%16.9%
Texas Health Harris Methodist Hospital Stephenvill
1.1 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
69th
percentile among TX towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

HousingCost of living grade C−

Stephenville earns a C− for cost of living

The typical Stephenville home is worth about $320,000, down 0.8% in a year, 8% above the Texas typical home. In Stephenville, 44% of households own their home. On the market in the town: a median 53 days to sell.

$320KZillow home value
StephenvilleTexas townsU.S. towns
Households that own their home44%69%73%
Median rent$1,134 a month$1,208 a month$1,185 a month

Typical home value

Stephenville$320K
Texas$296K
Market temperature
Seller’s marketA seller's marketBuyer’sSeller’s
53
days on market
96.9%
sale-to-list price
−0.8%
value change, 1 year
35
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SafetyB−

Less crime per resident in Stephenville than in 54% of U.S. towns

At 17 crimes per 1,000 residents a year, it reports less crime than 67% of Texas’s graded towns. Reported crimes fell from 284 to 193 over the last three FBI years, a drop beyond ordinary year-to-year swings.

For Stephenville, the violent crime rate is 0.9 per 1,000 residents. The property offense rate for Stephenville comes to 7.7 per 1,000 residents.

54%of U.S. towns report more crimeB−Safety Grade
StephenvilleTexas townsU.S. towns
Violent crimes per 1,000 (2025)0.9 per 1,000 residents1.91.6
Property crimes per 1,000 (2025)7.7 per 1,000 residents10.79.9

Violent crime per 1,000 residents

Stephenville0.9
Texas3.5
U.S.3.3

Property crime per 1,000 residents

Stephenville7.7
Texas18.1
U.S.15.5
54th
percentile among U.S. towns we grade
67th
percentile among TX towns
21
violent crimes reported in 2025
172
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Keep exploring

Everything we know about Stephenville

20pages on Stephenville
After high school

Colleges nearby

1 within 15 miles of the center of Stephenville

College town

28% of Stephenville is in college

College Scorecard · IPEDS

Landmarks

5 places in Stephenville on the National Register of Historic Places.

All landmarks →

Famous people from Stephenville

15 notable people were born in Stephenville.

See all 15 →

Questions about Stephenville

Short answers, built from the data on this page.

Is Stephenville, TX a good place to live?

Stephenville grades B− overall, better than 55% of U.S. towns and #155 of 640 in Texas. It grades B for health, B− for safety and A− for schools. Cost of living is its weak spot, with a C−.

Is Stephenville, TX expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.

What is Stephenville, TX known for?

15 notable people were born here, including Ben Hogan and Jeb Hensarling.