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–Not graded
Natural hazards in Simonton · FEMA

Storms, floods and disasters in Simonton

Simonton isn’t graded for hazard risk: Simonton has 914 residents; we grade towns of 1,000 or more. Flood insurance has paid 547 claims here since 1982.

Flood claims
547
paid since 1982 · $51.5M
Flooded more than once
136
properties · 29 “severe repetitive loss”
Disasters paid out here
9
of 21 declared for Fort Bend County
By hazard

What Simonton faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

75%of expected building damage
Well above average · higher than 85% of U.S. census tracts
Recorded about 2 times a year in the area

Hurricanes

21%of expected building damage
Well above average · higher than 88% of U.S. census tracts
Recorded about once every 6 years in the area
Smaller shares here
 Tornadoes Wildfire Strong wind Hail Earthquakes Winter storms Ice storms Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts tornadoes at 14% of Simonton’s expected losses. Tornadoes do little damage to buildings (3.2%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Simonton flood? Yes: 547 flood claims since 1982

Every paid claim on a federal flood insurance policy in Simonton, from FEMA’s records.

Paid flood claims, by year
1982: 1 claim1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 45 claims1992: 1 claim1993: 2 claims1994: 97 claims1995: 1 claim1996: 0 claims1997: 0 claims1998: 34 claims1999: 0 claims2000: 0 claims2001: 1 claim2002: 0 claims2003: 0 claims2004: 1 claim2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 1 claim2013: 0 claims2014: 0 claims2015: 4 claims2016: 182 claims2017: 176 claims2018: 1 claim2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims199420162017
19822026
Biggest named events
  • The Early summer severe storms176 claims · $24.6M
  • Hurricane Harvey172 claims · $21.5M
  • The Spring severe storms5 claims · $209K
547
paid claims since 1982
$51.5M
paid to owners
136
homes flooded more than once
$94K
average claim
Homes that flooded again and again
Each house = 3 homesFEMA “severe repetitive loss” (29)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Simonton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fort Bend County.
What’s been done with FEMA grants
8flood-prone properties bought out and cleared
2homes raised above flood level
Disasters

9 federal disasters brought FEMA money to Simonton

Disasters that paid out in Simonton itself (aid to households or repair grants to the City of Simonton), newest first, with that year’s flood claims.

  1. 2024Hurricane Beryl41 households applied for aid$55K aid approved
  2. 2021Severe Winter Storms18 households applied for aid$3K aid approved
  3. 2017Hurricane Harvey254 households applied for aid$817K aid approved$17K to the City of Simonton for repairs172 flood claims paid for it, $21.5M
  4. 2016Severe Storms and Flooding241 households applied for aid$1.5M aid approved$183K to the City of Simonton for repairs
  5. 2016Severe Storms and Flooding35 households applied for aid$24K aid approved$47K to the City of Simonton for repairs
  6. 2015Severe Storms, Tornadoes, Straight-line Winds and Flooding6 households applied for aid$6K aid approved4 flood claims paid that year
Show all 9
  1. 2008Hurricane Ike48 households applied for aid$38K aid approved
  2. 2005Hurricane Rita18 households applied for aid$13K aid approved
  3. 2002Severe Storms, Tornadoes and Flooding22 households applied for aid$25K aid approved
Disasters declared, by decade
Paid out in SimontonFort Bend County only

Fort Bend County has had 21 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Fort Bend County, 2006–2006.

Were you here?

Old photos of Simonton after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Simonton archive →
Be ready

Get ready for what Simonton faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Simonton

Does Simonton flood?

Flood insurance has paid 547 claims in Simonton since 1982, $51.5M in all. 136 properties have flooded more than once. The most claims came from Early summer severe storms (176).

Is Simonton in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Fort Bend County, 42% of homes in mapped flood zones carry federal flood insurance, and 15.4% of all homes do.

How much is flood insurance in Simonton?

FEMA’s Community Rating System list shows no discount for Simonton’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Simonton?

By FEMA money that reached Simonton, Severe Storms and Flooding (2016): 241 households applied for aid, $1.5M approved, and $183K to the City of Simonton for repairs. By flood claims, Early summer severe storms: 176 paid, $24.6M.

Storm stories

Memories, warnings and help from neighbors in Simonton.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Simonton’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.