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–Not graded
Natural hazards in Scurry · FEMA

Storms, floods and disasters in Scurry

Scurry isn’t graded for hazard risk: Scurry has 702 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2022.

Flood claims
2
paid since 2022 · $254K
Flooded more than once
1
properties
Disasters paid out here
3
of 14 declared for Kaufman County
By hazard

What Scurry faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

63%of expected building damage
Below average · lower than 66% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

18%of expected building damage
Well above average · in the top 10% of U.S. census tracts
Recorded about once every 14 years in the area

Hail

12%of expected building damage
Well above average · in the top 8% of U.S. census tracts
Recorded about 7 times a year in the area
Smaller shares here
 Wildfire Strong wind Earthquakes Winter storms Cold waves top 2% Hurricanes Lightning Ice storms Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts heat waves at 12% of Scurry’s expected losses. Heat waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Scurry flood? Rarely: 2 flood claims since 2022

Every paid claim on a federal flood insurance policy in Scurry, from FEMA’s records.

Paid flood claims, by year
2022: 1 claim2023: 1 claim2024: 0 claims2025: 0 claims2026: 0 claims20222023
20222026
Biggest named events
  • The Dallas Flash Floods1 claim · $119K
2
paid claims since 2022
$254K
paid to owners
1
homes flooded more than once
$127K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Scurry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kaufman County.
What’s been done with FEMA grants
2storm safe rooms built
Disasters

3 federal disasters brought FEMA money to Scurry

Disasters that paid out in Scurry itself (aid to households or repair grants to the Town of Scurry), newest first, with that year’s flood claims.

  1. 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding46 households applied for aid$111K aid approved
  2. 2021Severe Winter Storms34 households applied for aid$11K aid approved
  3. 2007Severe Storms, Tornadoes, and Flooding$5K to the Town of Scurry for repairs
Disasters declared, by decade
Paid out in ScurryKaufman County only

Kaufman County has had 14 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Scurry after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Scurry archive →
Be ready

Get ready for what Scurry faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Scurry

Does Scurry flood?

Flood insurance has paid 2 claims in Scurry since 2022, $254K in all. 1 properties have flooded more than once. The most claims came from Dallas Flash Floods (1).

Is Scurry in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kaufman County, 18% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.

How much is flood insurance in Scurry?

FEMA’s Community Rating System list shows no discount for Scurry’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Scurry?

By FEMA money that reached Scurry, Severe Storms, Straight-line Winds, Tornadoes, and Flooding (2024): 46 households applied for aid, $111K approved. By flood claims, Dallas Flash Floods: 1 paid, $119K.

Storm stories

Memories, warnings and help from neighbors in Scurry.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Scurry’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.