Photo: Larry D. Moore · CC BY 4.0Storms, floods and disasters in Point Blank
Point Blank isn’t graded for hazard risk: Point Blank has 837 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 2008.
What Point Blank faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Point Blank flood? Rarely: 3 flood claims since 2008
Every paid claim on a federal flood insurance policy in Point Blank, from FEMA’s records.
- The Texas Spring Flooding2 claims · $223K
Point Blank isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: San Jacinto County.8 federal disasters brought FEMA money to Point Blank
Disasters that paid out in Point Blank itself (aid to households or repair grants to the City of Point Blank), newest first, with that year’s flood claims.
- 2024Hurricane Beryl18 households applied for aid$53K aid approved
- 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding7 households applied for aid$38K aid approved$62K to the City of Point Blank for repairs
- 2021Severe Winter Storms7 households applied for aid$21K aid approved
- 2017Hurricane Harvey37 households applied for aid$87K aid approved$20K to the City of Point Blank for repairs
- 2016Severe Storms and Flooding1 households applied for aid$21K to the City of Point Blank for repairs
- 2015Severe Storms, Tornadoes, Straight-line Winds and Flooding$113K to the City of Point Blank for repairs
Show all 8
- 2008Hurricane Ike12 households applied for aid$15K aid approved1 flood claim paid that year
- 2005Hurricane Rita26 households applied for aid$13K aid approved
San Jacinto County has had 25 natural disasters declared by the President since 1953, most often floods, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in San Jacinto County, 2025–2025.
Old photos of Point Blank after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Point Blank archive →Get ready for what Point Blank faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Point Blank
Does Point Blank flood?
Flood insurance has paid 3 claims in Point Blank since 2008, $232K in all. The most claims came from Texas Spring Flooding (2).
Is Point Blank in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In San Jacinto County, 15% of homes in mapped flood zones carry federal flood insurance, and 2.3% of all homes do.
How much is flood insurance in Point Blank?
FEMA’s Community Rating System list shows no discount for Point Blank’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Point Blank?
By FEMA money that reached Point Blank, Severe Storms, Tornadoes, Straight-line Winds and Flooding (2015): $113K to the City of Point Blank for repairs. By flood claims, Texas Spring Flooding: 2 paid, $223K.
Storm stories
Memories, warnings and help from neighbors in Point Blank.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Point Blank’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.