On FEMA’s figures, Pleak faces more hazard damage per building than 62% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Pleak gets a C+ for hazard risk: higher expected damage per building than 62% of U.S. towns. Most of that expected damage is river and rain flooding (64%), then hurricanes (30%). Flood insurance has paid 44 claims here since 2008.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Pleak faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Pleak’s grade
River and rain flooding is 64% of the building damage FEMA expects in Pleak, and Pleak’s rate of river and rain flooding damage is higher than 60% of U.S. census tracts. Next is hurricanes at 30% (higher than 88% of U.S. census tracts).
C+ higher expected damage per building than 62% of U.S. towns (21,298).
Pleak’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $376K a year in losses across Pleak: $231K to buildings, the rest to people and crops.
Does Pleak flood? Sometimes: 44 flood claims since 2008
Every paid claim on a federal flood insurance policy in Pleak, from FEMA’s records: 61.5 per 1,000 homes, more than 94% of the 13,809 U.S. towns with a flood insurance record.
- The Early summer storms14 claims · $713K
- Hurricane Harvey8 claims · $670K
- Hurricane Ike1 claim · $2K
Pleak isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Fort Bend County.1 federal disaster brought FEMA money to Pleak
Disasters that paid out in Pleak itself (aid to households or repair grants to the Village of Pleak), newest first, with that year’s flood claims.
- 2017Hurricane Harvey$6K to the Village of Pleak for repairs8 flood claims paid for it, $670K
Fort Bend County has had 21 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Fort Bend County, 2006–2006.
Old photos of Pleak after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Pleak archive →Get ready for what Pleak faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Pleak
Is Pleak at risk for natural disasters?
On FEMA’s National Risk Index, Pleak has higher expected damage per building than 62% of U.S. towns: C+ for hazard risk. Most of the expected damage is river and rain flooding (64%) and hurricanes (30%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Pleak flood?
Flood insurance has paid 44 claims in Pleak since 2008, $2.9M in all, or 61.5 per 1,000 homes, more than 94% of U.S. towns with a flood insurance record. 15 properties have flooded more than once. The most claims came from Early summer storms (14).
Is Pleak in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Fort Bend County, 42% of homes in mapped flood zones carry federal flood insurance, and 15.4% of all homes do.
How much is flood insurance in Pleak?
FEMA’s Community Rating System list shows no discount for Pleak’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Pleak?
By FEMA money that reached Pleak, Hurricane Harvey (2017): $6K to the Village of Pleak for repairs. By flood claims, Early summer storms: 14 paid, $713K.
Is Pleak at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (64%), and Pleak’s rate for it is higher than 60% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Pleak.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pleak’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.