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Texas›Bell County

Morgan's Point ResortTX

A town of 4,746, settled in 1970.

Is Morgan's Point Resort a good place to live?

Morgan's Point Resort grades C+ overall, ranked 266th of 640 in Texas, with clear strengths and some subjects that lag. The median household earns $79K. On the other side, homes are expensive, about $253K for a typical one and 3.6 times the Killeen metro’s $70K median household income. Only 17 of Texas’ 1,000 towns score lower on history. Morgan's Point Resort's civic life (library use, community groups, volunteering) trails 96% of U.S. towns. Most errands need a car: it is less walkable than 84% of U.S. towns.

A growing town

Morgan's Point Resort has grown 14% since 2010

4,170 counted in 2010 and 4,636 in 2020; an estimated 4,746 in 2025.

4,1702010
4,6362020
4,7462025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Morgan's Point Resort grades

Each subject compared with towns across the country (schools within Texas), ordered by how far Morgan's Point Resort is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Morgan's Point Resort: who provides what

Who provides power, water and the rest in Morgan's Point Resort, and how to reach them.

The full setup list →
PowerOncorEIAHIFLD · EIA
WaterCity of Morgans Point Resort water systemNo health-based violations in 5 years · EPAEPA
Internet7 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Morgan's Point Resort’s trash rules yet
SchoolsBelton Independent School DistrictWhich school depends on your addressNCES
Register to voteIn personTexas has no online registration; you can register in person until 30 days before Election Day or by mail (postmarked 30 days before).vote.gov
Who runs elections hereBell County Early Voting ClerkBell County; contacts on the Handbook page.FVAP, Jun 2022
ZIP code7651376513 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Morgan's Point Resort.

Morgan's Point Resort has hotter summers than nearly all U.S. towns, has less food insecurity than most of Texas and sends most of its workers to Temple and beyond.

Work & commuteJobs & income grade A−

About two in five of Morgan's Point Resort’s working residents commute to Temple

Morgan's Point Resort has 265 jobs for its 1,908 working residents: even if every job went to a resident, most would still commute out.

For working residents in Morgan's Point Resort, the share who work locally is 1%. In Morgan's Point Resort, the average commute is 29 minutes, against 25 minutes in Texas’ towns and 25 minutes across U.S. towns. Jobs in Morgan's Point Resort grew by 167 from 2013 to 2023, reaching 265. The top destinations are Temple (39%), Belton (13%) and Killeen (5%).

1%work in town
Morgan's Point ResortTexas townsU.S. towns
Average trip to work29 minutes25 minutes25 minutes
Below the poverty line6.3%12%9.6%
Working residents who work in town1%8.3%8%

Where working residents work

In Morgan's Point Resort1%
Temple39%
Belton13%
Killeen5%
Austin4%
8 mi
median commute distance
265
jobs based in Morgan's Point Resort
A commuter town
jobs vs. working residents
C−
Walkability grade: more walkable than 16% of U.S. towns

Census LEHD 2023 · ACS

HealthB+

Morgan's Point Resort is healthier than 71% of U.S. towns

Its widest gap with Texas is food insecurity: 8.8% of its 3,572 adults worry about having enough food, against 19.3% statewide.

Among adults in Morgan's Point Resort, 78% had a checkup this year. On the CDC’s 31 measures, Morgan's Point Resort is ahead of Texas on 13 and behind on 3. Morgan's Point Resort: a quarter of adults have been diagnosed with depression, above both Texas’ towns (22%) and U.S. towns (23%). 17% of adults in Morgan's Point Resort say their health is fair or poor; 11% smoke cigarettes.

71%healthier than U.S. townsB+Health Grade
Morgan's Point ResortTexas townsU.S. towns
Food insecurity (CDC PLACES)8.8%20%14%
Fair or poor health (CDC PLACES)17%24%19%
Smoke cigarettes (CDC PLACES)11%14%14%
Get no exercise (CDC PLACES)22%30%25%
31 measures vs. Texas
13 better15 too close to call3 worse
What stands outMorgan's Point ResortTX
Fewer adults facing food insecurity8.8%19.3%
Fewer uninsured adults10%19.1%
More adults who have had cancer8.9%6.1%
Temple VA Medical Center (VA Central Texas Healthcare System)
5.2 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
75th
percentile among TX towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Mild winters and hot summers in Morgan's Point Resort

July afternoons average 95.6°, hotter than in 97% of U.S. towns; January nights average 36.3°.

In Morgan's Point Resort, the midsummer high is 96°F. It almost never snows. Snow is almost unheard of.

96°summer high
Morgan's Point ResortTexas townsU.S. towns
July high96°F95°F85°F
January low36°F37°F22°F

Typical low → high °F

Winter38–62°
Spring55–78°
Summer72–95°
Fall56–80°
Nov 20
typical first frost
Mar 14
typical last frost
+1.4°
vs. the 20th-century average
96°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

HousingCost of living grade D

For cost of living, Morgan's Point Resort earns a D

The rent at the middle of the market for Morgan's Point Resort comes to $1,819 a month. Values fell 1.7% in the year to September 2026. In Morgan's Point Resort, 95% of households live in a home they own.

$253KZillow home value
Morgan's Point ResortTexas townsU.S. towns
Households that own their home95%69%73%
Median rent$1,819 a month$1,206 a month$1,185 a month

Typical home value

Morgan's Point Resort$253K
Texas$296K
Market temperature
Seller’s marketA seller's marketBuyer’sSeller’s
28
days on market
99.2%
sale-to-list price
−1.7%
value change, 1 year
8
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Safety

Crime reported in Morgan's Point Resort

Violent crime is rare: 1 reported in 2024. Morgan's Point Resort’s property crime rate comes in at 5.4 per 1,000 residents. Most reported incidents are property crimes, mainly thefts. Among 488 Texas towns, just 6 have a lower violent offense rate than Morgan's Point Resort.

Morgan's Point ResortTexas townsU.S. towns
Violent crimes per 1,000 (2024)0.2 per 1,000 residents2.11.7
Property crimes per 1,000 (2024)5.4 per 1,000 residents13.211.5

Violent crime per 1,000 residents

Morgan's Point Resort0.2
Texas4
U.S.3.6

Property crime per 1,000 residents

Morgan's Point Resort5.4
Texas20.7
U.S.17.7
1
violent crimes reported in 2024
26
property crimes reported in 2024

FBI crime data, 2024 · crimes reported to police

Who lives here

Ages in Morgan's Point Resort track Texas closely

No broad age group is more than 4 points off the Texas average. The share of adults 25 and older in Morgan's Point Resort who hold a bachelor’s degree or more: 41%. 4,746 people lived in Morgan's Point Resort by the Census Bureau’s 2025 estimate, 2.1% more than in 2020.

38.2median age · TX 35.6
Morgan's Point ResortTexas townsU.S. towns
Bachelor’s degree or more, 25+41%23%29%
Aged 65 or older14%14%18%
Median age38.2 years35.8 years40.5 years
Morgan's Point ResortTexasUnited States

Ages · share of residents

Education · adults 25 and older

No diploma4%
High school15%
Some college26%
Associate’s13%
Bachelor’s25%
Graduate17%

Women and men · all residents

48% women, 52% men

That’s an even split within the survey’s margin of ±5.4 points. Across Texas, 50.1% of residents are women.

Ages and education in Morgan's Point Resort
Morgan's Point ResortTXU.S.
Under 1015.2%13.3%11.6%
10 to 179.2%11.7%10.3%
18 to 247.5%9.7%9.1%
25 to 3415.1%14.5%13.7%
35 to 449.8%14.1%13.2%
45 to 5411.5%12.3%12.2%
55 to 6418.1%11.1%12.7%
65 to 748.4%8.2%10.2%
75 and older5.4%5.2%7%
No diploma4.2%14%10.4%
High school15.1%24.3%26%
Some college26.3%20.1%19.1%
Associate’s13%7.7%8.8%
Bachelor’s24.5%21.5%21.6%
Graduate16.9%12.3%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 4,700, single groups can be off by several points

Natural hazardsHazard risk grade B

Moderate risk in Morgan's Point Resort, with inland flooding at the top

On expected storm and flood damage, Morgan's Point Resort sits below 58% of U.S. communities. 35% of the town’s expected losses from natural hazards come from inland flooding, followed by tornadoes at 33%. Federal aid has come to Morgan's Point Resort households in 2 declared disasters; the latest was in 2024.

42risk score of 100
FEMA risk score
42Moderate riskLowerHigher
Inland floodingTornadoesCold waves
3
paid flood claims since 2012
2
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

4.9%
conserved · 98 of 1,979 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Ansay Park—8

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Morgan's Point Resort

19pages on Morgan's Point Resort
After high school

Colleges nearby

2 within 15 miles of the center of Morgan's Point Resort

A commuter town

99% of working residents leave Morgan's Point Resort for work

Where Morgan's Point Resort’s working residents go each day. Line width shows the share.

39% → Temple Temple 39% 13% → Belton Belton 13% 5% → Killeen Killeen 5% 4% → Austin Austin 4% 4% → Waco Waco 4% 2% → San Antonio San Antonio 2% Morgan's Point Resort · 1% stay
265jobs based in Morgan's Point Resort
1%of working residents work in town
8 mimedian commute distance

Census LEHD 2023

About Morgan's Point Resort

City in Texas, United States

Morgan's Point Resort is a General Law city in Bell County, Texas, United States. Morgan's Point Resort was incorporated 1970. As of the 2020 census, the population was 4,636. It is part of the Killeen–Temple–Fort Hood Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1970
Area
2.5 sq mi
Elevation
686 ft

Morgan's Point Resort’s neighbors

One town shares a border with Morgan's Point Resort.

Explore the map →
How the neighbors grade
TownTX rankOverallCostSafetySchoolsHealth
Morgan's Point Resort#266C+D—BB+
Temple#513DC−—C+C−

Morgan's Point Resort and Temple report no FBI crime data of their own. Compare Morgan's Point Resort with a neighbor →

Questions about Morgan's Point Resort

Short answers, built from the data on this page.

Is Morgan's Point Resort, TX a good place to live?

Morgan's Point Resort grades C+ overall, better than 37% of U.S. towns and #266 of 640 in Texas. It grades B+ for health and B for schools. Cost of living is its weak spot, with a D.

Is Morgan's Point Resort, TX expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.