Photo: WhisperToMe · Public domainMore hazard damage per building is expected in Meadows Place than in 94% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Meadows Place gets a D for hazard risk: higher expected damage per building than 94% of U.S. towns, #638 of 642 in Texas. Most of that expected damage is river and rain flooding (84%), then hurricanes (14%). Flood insurance has paid 36 claims here since 1983.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Meadows Place faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Meadows Place’s grade
River and rain flooding is 84% of the building damage FEMA expects in Meadows Place, and Meadows Place’s rate of river and rain flooding damage is in the top 3% of U.S. census tracts. Next is hurricanes at 14% (higher than 88% of U.S. census tracts).
D #638 of 642 in Texas; higher expected damage per building than 94% of U.S. towns (21,298).
Meadows Place’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Texas town has higher expected damage than 50% of U.S. towns; within the state, Meadows Place has more expected damage per building than 99% of Texas towns.
In dollars, FEMA expects about $2.8M a year in losses across Meadows Place: $2.3M to buildings, the rest to people and crops.
Does Meadows Place flood? Sometimes: 36 flood claims since 1983
Every paid claim on a federal flood insurance policy in Meadows Place, from FEMA’s records: 19.7 per 1,000 homes, more than 84% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Harvey11 claims · $142K
- Hurricane Ike4 claims · $9K
- Tropical Storm Allison2 claims · $4K
Meadows Place isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Fort Bend County.8 federal disasters brought FEMA money to Meadows Place
Disasters that paid out in Meadows Place itself (aid to households or repair grants to the City of Meadows Place), newest first, with that year’s flood claims.
- 2024Hurricane Beryl448 households applied for aid$308K aid approved$81K to the City of Meadows Place for repairs
- 2021Severe Winter Storms32 households applied for aid$18K aid approved$36K to the City of Meadows Place for repairs
- 2019Tropical Storm Imelda1 households applied for aid$3K aid approved1 flood claim paid for it, $20K
- 2017Hurricane Harvey119 households applied for aid$23K aid approved$52K to the City of Meadows Place for repairs11 flood claims paid for it, $142K
- 2015Severe Storms, Tornadoes, Straight-line Winds and Flooding6 households applied for aid$4K aid approved3 flood claims paid that year
- 2008Hurricane Ike38 households applied for aid$848 aid approved$37K to the City of Meadows Place for repairs4 flood claims paid for it, $9K
Show all 8
- 2005Hurricane Rita$2K to the City of Meadows Place for repairs
- 2005Hurricane Rita$5K to the City of Meadows Place for repairs
Fort Bend County has had 21 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Fort Bend County, 2006–2006.
Old photos of Meadows Place after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Meadows Place archive →Meadows Place and its neighbors
Meadows Place is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Meadows Place faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Meadows Place
Is Meadows Place at risk for natural disasters?
On FEMA’s National Risk Index, Meadows Place has higher expected damage per building than 94% of U.S. towns: D for hazard risk, #638 of 642 in Texas. Most of the expected damage is river and rain flooding (84%) and hurricanes (14%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Meadows Place flood?
Flood insurance has paid 36 claims in Meadows Place since 1983, $302K in all, or 19.7 per 1,000 homes, more than 84% of U.S. towns with a flood insurance record. 5 properties have flooded more than once. The most claims came from Hurricane Harvey (11).
Is Meadows Place in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Fort Bend County, 42% of homes in mapped flood zones carry federal flood insurance, and 15.4% of all homes do.
How much is flood insurance in Meadows Place?
FEMA’s Community Rating System list shows no discount for Meadows Place’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Meadows Place?
By FEMA money that reached Meadows Place, Hurricane Beryl (2024): 448 households applied for aid, $308K approved, and $81K to the City of Meadows Place for repairs. By flood claims, Hurricane Harvey: 11 paid, $142K.
Is Meadows Place at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (84%), and Meadows Place’s rate for it is in the top 3% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Meadows Place.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Meadows Place’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.