Photo: Renelibrary · CC BY-SA 4.0For hail, Mansfield’s building-damage rate is in the top 3% of U.S. census tracts
On FEMA’s National Risk Index, Mansfield gets a B− for hazard risk: higher expected damage per building than 55% of U.S. towns, #358 of 642 in Texas. Most of that expected damage is river and rain flooding (64%), then hail (22%). Flood insurance has paid 113 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Mansfield’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Mansfield faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Mansfield’s grade
River and rain flooding is 64% of the building damage FEMA expects in Mansfield, and Mansfield’s rate of river and rain flooding damage is higher than 54% of U.S. census tracts. Hail adds 22%, at a rate in the top 3% of U.S. census tracts.
B− #358 of 642 in Texas; higher expected damage per building than 55% of U.S. towns (21,298).
Mansfield’s residents live in 19 census tracts; FEMA’s figures are combined by where they live.
The typical Texas town has higher expected damage than 50% of U.S. towns; within the state, Mansfield has more expected damage per building than 56% of Texas towns.
In dollars, FEMA expects about $24.9M a year in losses across Mansfield: $17.7M to buildings, the rest to people and crops.
Does Mansfield flood? Yes: 113 flood claims since 1979
Every paid claim on a federal flood insurance policy in Mansfield, from FEMA’s records: 4.2 per 1,000 homes, more than 56% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Allen3 claims · $47K
- The Spring severe storms1 claim · $6K
- The Early summer storms1 claim · $24K
Mansfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Tarrant County.3 federal disasters brought FEMA money to Mansfield
Disasters that paid out in Mansfield itself (aid to households or repair grants to the City of Mansfield), newest first, with that year’s flood claims.
- 2021Severe Winter Storms806 households applied for aid$344K aid approved1 flood claim paid that year
- 2015Severe Storms, Tornadoes, Straight-line Winds and Flooding4 households applied for aid$5K aid approved$154K to the City of Mansfield for repairs4 flood claims paid that year
- 2005Hurricane Katrina Evacuation$5K to the City of Mansfield for repairs
Its 2 counties have had 21 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in its 2 counties, 2000–2006.
Old photos of Mansfield after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mansfield archive →Mansfield and its neighbors
Mansfield has the lowest expected damage per building of the 4 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Mansfield | B−more damage than 55% | river and rain flooding | 113 |
| Arlington | C+more damage than 56% | river and rain flooding | 750 |
| Rendon | C+more damage than 58% | river and rain flooding | 10 |
| Grand Prairie | C+more damage than 59% | river and rain flooding | 287 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Mansfield faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mansfield
Is Mansfield at risk for natural disasters?
On FEMA’s National Risk Index, Mansfield has higher expected damage per building than 55% of U.S. towns: B− for hazard risk, #358 of 642 in Texas. Most of the expected damage is river and rain flooding (64%) and hail (22%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Mansfield flood?
Flood insurance has paid 113 claims in Mansfield since 1979, $4.2M in all, or 4.2 per 1,000 homes, more than 56% of U.S. towns with a flood insurance record. 20 properties have flooded more than once. The most claims came from Hurricane Allen (3).
Is Mansfield in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Tarrant County, 0.9% of all homes carry federal flood insurance.
How much is flood insurance in Mansfield?
FEMA’s Community Rating System list shows no discount for Mansfield’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Mansfield?
By FEMA money that reached Mansfield, Severe Winter Storms (2021): 806 households applied for aid, $344K approved. By flood claims, Hurricane Allen: 3 paid, $47K.
Is Mansfield at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (64%), and Mansfield’s rate for it is higher than 54% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Mansfield.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mansfield’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.