Storms, floods and disasters in Lefors
Lefors isn’t graded for hazard risk: Lefors has 557 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2017.
What Lefors faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Wildfire
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Lefors flood? Rarely: 1 flood claim since 2017
Every paid claim on a federal flood insurance policy in Lefors, from FEMA’s records.
- Hurricane Harvey1 claim · $178K
Lefors isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Gray County.The storms Lefors remembers
None of the 9 disasters declared for Gray County shows FEMA aid or repair money reaching Lefors itself in FEMA’s records, so these are its biggest flood-claim years.
- 20171 flood claims paidNo declaration for the county that year
Gray County has had 9 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Gray County, 2018–2025.
Old photos of Lefors after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lefors archive →Get ready for what Lefors faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lefors
Does Lefors flood?
Flood insurance has paid 1 claim in Lefors since 2017, $178K in all. The most claims came from Hurricane Harvey (1).
Is Lefors in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Gray County, 3% of homes in mapped flood zones carry federal flood insurance, and 0.0% of all homes do.
How much is flood insurance in Lefors?
FEMA’s Community Rating System list shows no discount for Lefors’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lefors?
By flood claims, Hurricane Harvey: 1 paid, $178K.
Storm stories
Memories, warnings and help from neighbors in Lefors.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lefors’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.