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Downtown Howe
Texas›Grayson County

HoweTX

A town of 3,686, settled in 1876.

1 bordering townMap →
Photo: Montewalker1 · CC BY-SA 4.0
Photo of Howe

Howe, TX · Photo: Montewalker1 · CC BY-SA 4.0 · Source ↗

Is Howe a good place to live?

Howe grades B overall, 119th of 640 graded towns in Texas, with clear strengths and some subjects that lag. It reports less crime per resident than 93% of U.S. towns and its schools rank ahead of 77% of Texas towns. Its lowest everyday mark is in cost of living: homes are expensive, about $237K for a typical one and 3.3 times the Sherman metro’s $72K median household income. 24% of residents live below the poverty line in Howe, against 12% in Texas’ towns and 9.6% across U.S. towns. Only 94 of Texas’ 1,000 towns score higher on hazard risk. Most errands need a car: it is less walkable than 87% of U.S. towns.

What makes Howe stand out

Where Howe beats most towns.

A growing town

Howe has grown 40% since 2010

2,600 counted in 2010 and 3,571 in 2020; an estimated 3,686 in 2025.

2,6002010
3,5712020
3,6862025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Howe grades

Each subject compared with towns across the country (schools within Texas), ordered by how far Howe is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Flag of
Flag of, 2014
Howe’s story

150 years in pictures

Census counts: 284 in 1890, 3,571 in 2020. The archive holds 6 old photos and papers going back to 2014 and 2 maps from 1958 on.

  • 1876Howe is settled
Explore the history →
Getting set up

Moving to Howe: who provides what

Who provides power, water and the rest in Howe, and how to reach them.

The full setup list →
PowerOncorEIAHIFLD · EIA
WaterCity of Howe water systemNo health-based violations in 5 years · EPAEPA
Internet8 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Howe’s trash rules yet
SchoolsHowe Independent School DistrictWhich school depends on your addressNCES
Register to voteIn personTexas has no online registration; you can register in person until 30 days before Election Day or by mail (postmarked 30 days before).vote.gov
Who runs elections hereGrayson County Early Voting ClerkGrayson County; contacts on the Handbook page.FVAP, Jun 2025
ZIP code7545975459 99%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Howe.

Howe carries less natural-hazard risk than most of Texas (mostly inland flooding), is healthier than towns with similar incomes and has hotter summers than most of the country, though not than most of Texas.

SafetyA

Howe stands out in Texas and nationally: violent crime there is lower

Violent crime is rare: 0 reported in 2025, 0 per 1,000 residents.

Howe’s violent crime rate is 0 per 1,000 residents.

93%of U.S. towns report more crimeASafety Grade
HoweTexas townsU.S. towns
Violent crimes per 1,000 (2025)0 per 1,000 residents1.91.6
Property crimes per 1,000 (2025)2.7 per 1,000 residents10.79.9

Violent crime per 1,000 residents

Howe0
Texas3.5
U.S.3.3

Property crime per 1,000 residents

Howe2.7
Texas18.1
U.S.15.5
93rd
percentile among U.S. towns we grade
99th
percentile among TX towns
0
violent crimes reported in 2025
10
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

SchoolsA−

Howe’s grade for schools is an A−

Its public schools are run by Howe ISD. Three of its 4 schools are below, each with why it’s listed. The largest public high school is Howe H S, with 363 students.

77%of TX districts it outscoresA−School Grade
SchoolLevelStudentsLetter
Summit Hill ElLargest public elementary schoolGrades PK–2Grades PK–2323–
Howe H SLargest public high schoolGrades 9–12Grades 9–12363A
Howe IntTop results in townGrades 3–5Grades 3–5298A−

NCES · EDFacts · graded within TX on state tests and graduation

Natural hazardsHazard risk grade A

Inland flooding leads a very low hazard risk in Howe

FEMA rates its natural-hazard risk lower than 89% of Texas towns; that rating is what its A for hazard risk is built on.

The FEMA risk score in Howe is 16 of 100. Since 2009, 3 flood insurance claims have been paid out in Howe.

16risk score of 100
FEMA risk score
16Very low riskLowerHigher
Inland floodingTornadoesCold waves
3
paid flood claims since 2009
4
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade C+

Most working residents commute out of Howe

Howe has 189 jobs for its 1,550 working residents: even if every job went to a resident, most would still commute out. Jobs based here fell from 1,540 in 2013 to 189.

Most working residents leave Howe for work: only 0% work in town. Since 2013, Howe has lost 1,351 jobs, to 189 in 2023. The top destinations are Sherman (18%), McKinney (8%) and Dallas (6%).

0%work in town
HoweTexas townsU.S. towns
Median household income$51,000$69,000$80,000
Working residents who work in town0.5%8.3%8%

Where working residents work

In Howe0%
Sherman18%
McKinney8%
Dallas6%
Plano6%
27 mi
median commute distance
189
jobs based in Howe
A commuter town
jobs vs. working residents
D
Walkability grade: more walkable than 13% of U.S. towns

Census LEHD 2023 · ACS

Climate

In Howe, expect four seasons and hot summers

July afternoons average 93.4°: hotter than most of the country, but cooler than 81% of Texas places with climate records; January nights average 33.8°.

Howe has mild winters and hot summers.

94°summer high
HoweTexas townsU.S. towns
July high93°F95°F85°F
January low34°F37°F22°F

Typical low → high °F

Winter36–55°
Spring53–73°
Summer72–92°
Fall54–76°
Nov 19
typical first frost
Mar 14
typical last frost
+0.6°
vs. the 20th-century average
94°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

HousingCost of living grade C

Howe’s grade for cost of living is a C

The typical value, about $237K, is 13% below its March 2025 peak. 67.1% of renter households pay 30% or more of their income for housing, against 51.7% across Texas.

Typical home values fell 9% in the year to September 2026. 61% of Howe households own their home.

$237KZillow home value
HoweTexas townsU.S. towns
Households that own their home61%69%73%
Median rent$1,217 a month$1,206 a month$1,185 a month

Typical home value

Howe$237K
Texas$296K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
124
days on market
95.3%
sale-to-list price
−9%
value change, 1 year
6
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

HealthB−

Compared with most of Texas and the rest of the country, more of Howe’s adults have been diagnosed with depression

Against the 6,157 U.S. towns with household incomes like Howe’s, it is healthier than 86%, so its B− isn’t only a matter of income.

26% of adults have been diagnosed with depression in Howe. Howe beats the Texas average on 1 of 31 CDC measures and trails it on 5. 30% of adults have high blood pressure in Howe.

49%healthier than U.S. townsB−Health Grade
HoweTexas townsU.S. towns
Yearly checkup (CDC PLACES)71%74%79%
Binge drink (CDC PLACES)19%17%16%
Sleep under 7 hours (CDC PLACES)42%39%36%
Frequent mental distress (CDC PLACES)20%18%17%
31 measures vs. Texas
1 better25 too close to call5 worse
What stands outHoweTX
Fewer adults with diabetes10.2%12.7%
More older adults who have lost all their teeth15.5%12.5%
Wilson N Jones Regional Medical Center
9 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
62nd
percentile among TX towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsD

0% of Howe is conserved land

Just 0 of its 3,182 acres are conserved, so there is little public open land in Howe itself; its outdoors grade is D.

0.0 miles of trail in 2 parks and preserves.

0%conserved
0%
conserved · 0 of 3,182 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Bicentennial Park—11
2. Memorial Park—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Howe

19pages on Howe
After high school

Colleges nearby

2 within 15 miles of the center of Howe

A commuter town

100% of working residents leave Howe for work

Where Howe’s working residents go each day. Line width shows the share.

18% → Sherman Sherman 18% 8% → McKinney McKinney 8% 6% → Dallas Dallas 6% 6% → Plano Plano 6% 6% → Denison Denison 6% 3% → Fort Worth Fort Worth 3% Howe · 0% stay
189jobs based in Howe
0%of working residents work in town
27 mimedian commute distance

Census LEHD 2023

About Howe

Town in Texas, United States

Howe is a town in Grayson County, Texas, United States. The population was 3,571 in the 2020 United States census. It is part of the Sherman–Denison metropolitan statistical area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
4.3 sq mi
Elevation
840 ft
ZIP code
75459
Area code
903

Howe’s neighbors

One town shares a border with Howe.

Explore the map →
How the neighbors grade
TownTX rankOverallCostSafetySchoolsHealth
Howe#119BCAA−B−
Sherman#518DC−CCC+

Compare Howe with a neighbor →

Questions about Howe

Short answers, built from the data on this page.

Is Howe, TX a good place to live?

By most measures, yes. Howe grades B overall, better than 61% of U.S. towns and #119 of 640 in Texas. It grades B− for health, A for safety and A− for schools. Walkability is its weak spot, with a D.

Is Howe, TX expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C.